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08-14-2016, 06:00 PM | #1 |
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Auto Loan Finance Help!
Hey guys, looking at this E90 11' M3 Competition package that is out of state and was wondering where I can apply for a loan with low %.
I have perfect credit, but the banks ive searched ( Chase, BMO, Capital 1, Wells and some others) require an authorized deaership in order to use the loan and cant be out of state. Even tried my own Credit union Im with right now but they dont do out of state loans... So Im stuck now, I read PenFed and DCU are good from topics on here but did not see whether or not I can use the lond to purchase the car that is out of state of where I live. Help would be appreciated as Im trying to join the E90 family as I own an E46 M3 currently. Thanks in advanced! |
08-14-2016, 06:36 PM | #3 |
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08-14-2016, 06:59 PM | #5 |
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08-14-2016, 07:43 PM | #6 |
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i financed through a credit union and they didn't care where the car was. they gave me a bank check for the amount financed and i had like 30 days to come in with the registration and proof of insurance or something like that. it was incredibly easy even though it was private party.
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08-15-2016, 09:53 AM | #7 | |
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08-15-2016, 11:11 AM | #8 |
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08-16-2016, 06:31 AM | #10 |
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Sounds like there are plenty of great choices, but I have used penfed twice with great success
Currently financing half of my wife's 2015 q5 3.0t with them, got approved online instantly and had a check in my hands 2 days later. |
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08-25-2016, 02:13 PM | #11 |
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Pen Fed is perfect for this.
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08-25-2016, 07:32 PM | #12 |
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Suntrust is usually awesome!
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2011.75 M3 E90 Jerez ZCP Stripper 6MT - 2019 Camaro ZL1 1LE 6MT - 2018 F80 M3 Individual Hera Blue Mica on Cohiba 6MT - 2022 F150 Raptor Instagram: CCOHO93 |
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08-26-2016, 11:03 AM | #13 | |
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08-26-2016, 11:58 AM | #14 |
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+1 for Lightstream. They send you funds, you buy the car and get the title in hand rather than it being held by the bank. You don't have to tell them what you're buying. It's as simple as completing a form with your dollar amount loan term. You can see the ballpark interest rate when you enter in the month term. Mine was 3%. Approval is generally same day. If it looks good, sign digitally and money's wired to you the next day.
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09-08-2016, 01:31 PM | #16 | |
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Not sure if you know the "trick" if you're not currently in the military, but join Voices of Veterans for $20 (might be $25 I forget)... One time fee and wham, you're in like Flynn. https://blog.penfed.org/ways-to-become-a-member/
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09-08-2016, 02:00 PM | #17 | ||
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I already purchased the M3. But thanks again |
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09-08-2016, 02:49 PM | #18 |
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DCU does not care. Im in California, and found a car near them in Mass. Just have the sales contract correct.
Penfed is a good choice and lightstream if your credit score is very good to excellent. |
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09-08-2016, 04:39 PM | #19 |
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Bank of America works for out of state too. 100% online application if you want. Allows the seller to walk into any BOA branch and pick up the check without you having to be there. Seller is never worried about fake checks this way.
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09-09-2016, 12:54 PM | #20 |
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Drives: 2008 E90 M3 DCT Silverstone II
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PenFed is my go-to.
Financed used 330Ci and X3 previously. Now going to them with my M3. Always felt easy to use, and website is straightforward as well.
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09-10-2016, 02:25 PM | #21 |
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Do not use back of america, they're a total scam. Like everyone states use PenFed or Lightstream.
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02-24-2017, 04:23 PM | #22 | |
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Drives: 2012 M3 AW DCT ZCP ESS 625
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