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      02-01-2024, 06:59 PM   #1
SpaceSilver.X1
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is BMW(USA) credit card worth getting?

is BMW(USA) credit card worth getting?
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      02-01-2024, 08:21 PM   #2
Rich807
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I don't see why anyone would pick it but that's just me
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      02-04-2024, 07:51 AM   #3
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I’ve had it for several years! Not bad. I use it for all service and maintenance I get done and the rewards translates into BMW service gift cards which is good for me because I always service through the dealer.

If you don’t use dealer service and use independent mechanics it will have less use, IMO.
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      02-04-2024, 12:54 PM   #4
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I've had once since 2004, no complaints. Points towards BMW stuff
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      02-04-2024, 02:10 PM   #5
tturedraider
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Last time I looked it wasn’t worth it to me. I have a card with a 2% cash rebate on everything. I eat out quite a bit, so I just added a card that has a 3% cash rebate on restaurants and on travel/car rental and I’m buying my gas exclusively at Costco now, so I also added a Costco Visa that gives a 4% rebate on gas from Costco and regular gas stations. It excludes gas from other discount stations like Sam’s Club and Walmart/Murphy’s and I think maybe grocery store gas stations. On the rare occasion I don’t gas up at Costco I use a regular Shell gas station.
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      02-04-2024, 02:33 PM   #6
SpaceSilver.X1
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Quote:
Originally Posted by tturedraider View Post
Last time I looked it wasn’t worth it to me. I have a card with a 2% cash rebate on everything. I eat out quite a bit, so I just added a card that has a 3% cash rebate on restaurants and on travel/car rental and I’m buying my gas exclusively at Costco now, so I also added a Costco Visa that gives a 4% rebate on gas from Costco and regular gas stations. It excludes gas from other discount stations like Sam’s Club and Walmart/Murphy’s and I think maybe grocery store gas stations. On the rare occasion I don’t gas up at Costco I use a regular Shell gas station.

I wish Citibank can let bygones be bygones... but apparently they are still sore and definitely holding a grudge against me. I successfully won a sizable lawsuit against them 11 years ago and they probably blacklisted me from doing business with them ever again... even if it's just a Citi Costco Visa card.
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      02-06-2024, 11:17 AM   #7
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0 interest for a year so I put a part of my down payment on it. No complaints.
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      02-06-2024, 01:01 PM   #8
nyalpine90
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Quote:
Originally Posted by Game View Post
0 interest for a year so I put a part of my down payment on it. No complaints.
this is exactly what i did
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      02-06-2024, 01:11 PM   #9
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Quote:
Originally Posted by SpaceSilver.X1 View Post
I wish Citibank can let bygones be bygones... but apparently they are still sore and definitely holding a grudge against me. I successfully won a sizable lawsuit against them 11 years ago and they probably blacklisted me from doing business with them ever again... even if it's just a Citi Costco Visa card.
Sounds like their version of being put on the “No Fly” list of an airline. 😢
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