can someone PLEASE help me with insurance for a 2011 e92 zcp m3

ABC99G wrote

Try Shannons. Mine is $132 per month insured for $40300
2008 E92

Hey ABC do you have mods listed? I’m with Shannon’s too but it’s up around $175p/m insured for 42 🤔

Hi Rex, I only have axle back exhaust and wheels listed as mods.
Maybe it's because of my location. I'm in Port Macquarie.

Finally got insurance that values the car at $40k

Shannons and Enthusiast wouldn't insure me as I don't have a locked garage, only a carport and locked driveway.

OM VT3 wrote

if i wanted to get insurance on a wrx or a xr6 turbo i can i dont see why i cant with the m3

OM VT3 wrote

if i wanted to get insurance on a wrx or a xr6 turbo i can i dont see why i cant with the m3

Each to their own, but trust you have done some defensive driving courses or come from a motorsport background. Just a view but you appear to lack respect of how quick a bmw e9x m3 is compared to a out of the box wrx or xr6 turbo. To answer your question do some grade six maths on power to weight calculations. There is a reason why you can hit 0 to 100km in circa 4.2 seconds in an m3. I have a few more grey hairs than you and probably a lot more seat time that you behind a wheel of a car or a e9x m3. I owned a last century wrx for more than half your life.
Chalk and cheese compared to a e9x m3 . I have that little hoon bastard inside that needs feeding/ tempering, but I appear to have much more respect than you on what the m3 is capable of doing particularly with traction off. I am not surprised they are banned in some states and you are struggling to get insurance. I recall the 18 year old who got a new Ferrari in the morning and tragically he and the Ferrari didn't see it past the afternoon and both were incinerated right in the middle of Perth. A e9x m3 is easy power and easy to drive but easily leads you into a false sense of security in the hands of the inexperienced. Insurers consider you from a risk perspective in that car as having an extremely high risk of having an accident and making a claim. Hence bad business and a waste of time taking a few grand off you and having a high probabilty of having to payout multiples of that premium out in a claim you are likely to make based on their experience and statistical modelling before next years premium is due

kmli5 wrote

How much do you drive the M3? daily or weekend car?
Get a quote from Enthusiast Motor Insurance if weekender. Over $50k for $1200, 5000kms annually

I did that recently and nearly double what I was paying and was quoted 2.5 times your price. Ps I'm not 18 either.

ABC99G wrote

Hi Rex, I only have axle back exhaust and wheels listed as mods.
Maybe it's because of my location. I'm in Port Macquarie.

Ah fair enough, I have quite a few listed I guess, it almost seemed to add 200 per item when I updated them last.

V8s and turbos are P plate friendly in ACT, WA, NT and TAS

Just wanted to add to this that I recently got a quote from Enthusiast Insurance at like $1200 for an agreed value of 60k. Im 38yrs living in Sydney. Hope that helps!

I am also curious if anyone is finding better quotes on at the moment as the last post was a few years old.

n96