What's your insurance rate for young 20's?

[ktrvn]

Anyone in their young/mid 20's with a clean insurance history? Wondering what you're insurance rate is owning an e9x m3

[330ciprem]

Not sure if it counts as "Young" but at 27 I am paying 230 for both cars.

E46 330ci 2006 100 deductible
E92 M3 2012. 500 deductible
Geico.

[shimmy23]

Not this again

[amrazM]

$570 a month full coverage NYC 24 one accident no fault on my part. No tickets either.

Gotta pay to play.

[MightyM3]

About 400 a month full coverage and I am 24. Had a reckless driving on my record from 3 years ago for a bike related Incident, then about a year ago had a careless driving when i got clocked at 165 in a 55 on my way to PSU lol. Hoping my rates go down at 25.... hoping is the key word lol....

[ktrvn]

Originally Posted by amrazM

$570 a month full coverage NYC 24 one accident no fault on my part. No tickets either.

Gotta pay to play.

Yeah that's what I was assuming haha. I'm 21 with a clean record, but I'm sure mine would be just as high as well. In the market for an F30 335i, but just wanted to see estimates of insurance costs for the e92 m3 lol.

Originally Posted by MightyM3

About 400 a month full coverage and I am 24. Had a reckless driving on my record from 3 years ago for a bike related Incident, then about a year ago had a careless driving when i got clocked at 165 in a 55 on my way to PSU lol. Hoping my rates go down at 25.... hoping is the key word lol....

You're closer to 25 than I am, but I hope yours goes down lol. A lot lower than amraz's price. I'm guessing his is higher bc he lives in NYC? I'm in TX

[spazzyfry123]

Have you tried calling your insurance provider...?

[ktrvn]

Originally Posted by spazzyfry123

Have you tried calling your insurance provider...?

I have not. Just wanted to see what others around my age were paying for fun. Most likely will be going the F30 335i route

[SAMM3Y]

Pull a random vin from an online ad and spend 6 minutes getting an online quote from progressive or esurance.. boom

[ktrvn]

Originally Posted by SAMM3Y

Pull a random vin from an online ad and spend 6 minutes getting an online quote from progressive or esurance.. boom

I'll give this a try, thank you!

[pbonsalb]

Depends too much on actual age, driving record, location, value of car, and level of coverage.

[SAMM3Y]

Originally Posted by amrazM

$570 a month full coverage NYC 24 one accident no fault on my part. No tickets either.

Gotta pay to play.

.... that's like a child support payment, you must really love that car!...

[Siajoon]

Originally Posted by amrazM

$570 a month full coverage NYC 24 one accident no fault on my part. No tickets either.

Gotta pay to play.

That's disgusting

[dparm]

Oh look, it's this thread again.

There are way too many variables that go into insurance rates and they change frequently. Posting numbers here accomplishes very little. Call your agent (or a competitor) if you need a quote.

[Drifter2090]

23 and I pay $250 CAD

[ryguy0492]

just turned 27, NY. But my dad was nice enough to register my e92 for me and put it on his insurance, adding the car raised it 40 bucks a month..

[luckyse7en]

Had my car since age 27. I was paying about 200 a month for full coverage at that age. I'm 32 now and paying about 170 for the same coverage. Have multi-car discounts and zero accidents/tickets in the last 4+ years or so.

[JP10]

1800/yr through progressive. Expecting it to go down, taped someones bumper 3 yrs ago so that went on my record unfortunately, but it'll be coming off soon. 23 years young, no tickets.

$750 deductible though.

[ItsGary]

Where I live, I'm paying a little over $400cdn/month. 21 with no at fault accidents or tickets. My first year was rough with $456/cdn

I usually pay it yearly but I can't afford to do it this year when I need to renew my insurance. I've had the car a few weeks before I turned 20

$5,555.65 CDN was my first year @ 15% discount

$4,879.03CDN was my second year @ 20% discount

this year I don't know what it will be @ with 25% discount cause our rates went up across the province. Fuck ICBC.

[LuckiSevens]

Not in 20's but relative to the post I just got a 10% discount for using one of those GPS trackers... half the time the car was parked in the garage while waiting on the title 😆 the rest I've been getting progressively more trigger happy with the 5k to 8k rev power band. Still got the discount, better than nothing I guess.

[amrazM]

Originally Posted by Siajoon

That's disgusting

Nyc for ya, I gotta pay for the kids totaling the Cars their parents get them.

[m3jala]

Originally Posted by LuckiSevens

Not in 20's but relative to the post I just got a 10% discount for using one of those GPS trackers... half the time the car was parked in the garage while waiting on the title 😆 the rest I've been getting progressively more trigger happy with the 5k to 8k rev power band. Still got the discount, better than nothing I guess.

I hate that gps thing. Mine was beeping reliably at completely illogical times such as when I shifted from 1-2. Finally had it and drove it like I stole it sending beeps and bops every 3 seconds, ripped it out when I got home and told Progressive they can go to diaper man hell and went with another provider.