My extended warranty search

[Eau Rouge]

Originally Posted by Iyzmi

They'll cover anything, as long as it's not related to the engine, exhaust, brakes, or wheels.

So they do cover unicycles excluding the one wheel?

[discardanaxiom]

Candide13 , this is by far the most comprehensive extended warranty post I have read. Hat tip to you and thank you for posting. I am reaching out to Josh for a quote.

[STC]

Sorry to bump an old thread, but I'm looking at warrenties.
When I bought my E90 M3 a few weeks ago from a BMW dealership they said they did not have extended warranties available. Bought the 2011 car with 66k miles.

Can I call other BMW dealerships and ask for the extended warranty? I'm also going to be asking for quotes from other companies mentioned in this thread.

[blue-mw]

Yes you can! Though I think if factory warranty ends you can't extend with BMW coverage.

I had been searching for the right warranty for nearly a year before I bought my M.

I emailed Akshay Mahale of Richmond BMW about a Fidelity warranty and he gave me an absolute steal.

I'm in no way affiliated with his dealership but he did give me permission to post up his info (Josh from the OP's post was promoted). Email him your VIN and see what he can do for you: amahale@crownauto.com

[STC]

Originally Posted by blue-mw

Yes you can! Though I think if factory warranty ends you can't extend with BMW coverage.

I had been searching for the right warranty for nearly a year before I bought my M.

I emailed Akshay Mahale of Richmond BMW about a Fidelity warranty and he gave me an absolute steal.

I'm in no way affiliated with his dealership but he did give me permission to post up his info (Josh from the OP's post was promoted). Email him your VIN and see what he can do for you: amahale@crownauto.com

Cool thx Akshay emailed this AM. If you don't mind me asking what are the terms of your warranty?

[jonshmoe]

Originally Posted by STC

Cool thx Akshay emailed this AM. If you don't mind me asking what are the terms of your warranty?

+2

Before I dump 5-6k in my whip, an aftermarket warranty should come first.

[STC]

Called a couple places so far.
- Carchex: Will not cover M cars anymore. This started Oct of last yr.
- Endurance: Doesn't cover CA and said they don't have partners that do.

Akshay has been great to deal with, need some advice please.
To those with BMW extended warranties, what level of coverage do you guys have?
Is Gold too much? I'm thinking the usual suspects rod bearings, throttle actuators, dct.

[M3 Number 86]

mine is safeguard platinum. everything covered except maintenance. 6 years / 89k miles.

so my car is covered until 2020 or 108k miles (i bought it at 19k miles) for $3300.

so far i've got oil level reader, icv, o2 sensors, footwell module. done at a friend's shop (non-dealership) and at dealerships. They don't even send someone in. I'm guessing if it's under 1k they don't care. They even asked my friend, you aren't quoting for diagnostics and coding? LOL.

Somehow I'm going to work with him to somehow get rod bearings covered. Customer stated clicking and shut off of car. Sound coming from under car. Pulled bearings. Holy shit. These need to be replaced.

He also said, fuck it, if it blows, they'll get you a new engine so who cares. ha

[GOFAST M3]

Originally Posted by STC

Called a couple places so far.
- Carchex: Will not cover M cars anymore. This started Oct of last yr.
- Endurance: Doesn't cover CA and said they don't have partners that do.

Akshay has been great to deal with, need some advice please.
To those with BMW extended warranties, what level of coverage do you guys have?
Is Gold too much? I'm thinking the usual suspects rod bearings, throttle actuators, dct.

Gold is what I am looking to get actually. If I am not mistaken, the only difference is that Gold does not cover the Nav or the headlights and Platinum does. I may go after market headlights anyway, so I don't care there. To me Gold isn't too much, its perfect. All depends on your comfort level though I think.

[blue-mw]

Originally Posted by STC

Cool thx Akshay emailed this AM. If you don't mind me asking what are the terms of your warranty?

I did the max coverage, Platinum 7yr/100k. Could I have gotten most things covered under a lesser plan? You bet your engine plenum I could've.

But I didn't, mainly because I really want to keep this car long term and I don't feel like playing cat and mouse with Fidelity when it comes time to cover something in a grey area (i.e., part X is covered but maybe malfunction occurred because of Y, which was not covered). Peace of mind is invaluable.

Somewhat relevant to the conversation, I have heard of some extended warranties allowing preventative repairs but I need to go back and see if Fidelity allows for it. I read somewhere on here that if you can prove something was going to fail and fix it, the policy will cover it. If not, it's out of pocket. Would be cool to get Fidelity or some other companies on board with preventative RB swaps since RB's are explicitly covered, at least under my plan.

[STC]

Originally Posted by blue-mw

I did the max coverage, Platinum 7yr/100k. Could I have gotten most things covered under a lesser plan? You bet your engine plenum I could've.

But I didn't, mainly because I really want to keep this car long term and I don't feel like playing cat and mouse with Fidelity when it comes time to cover something in a grey area (i.e., part X is covered but maybe malfunction occurred because of Y, which was not covered). Peace of mind is invaluable.

Somewhat relevant to the conversation, I have heard of some extended warranties allowing preventative repairs but I need to go back and see if Fidelity allows for it. I read somewhere on here that if you can prove something was going to fail and fix it, the policy will cover it. If not, it's out of pocket. Would be cool to get Fidelity or some other companies on board with preventative RB swaps since RB's are explicitly covered, at least under my plan.

Yes RB are covered under Powertrain. I was happy to see that. I went w/ the Gold myself and happy w/ the warranty. My car is higher millage, so the price of Premium was way too high.

[e92bmwmd]

looking at the fidelity platinum, looks like the standard tranny components aren't covered. Anyone know if DCT falls into this?

also I'm getting quoted around 6K for a 6yr/72k platinum warranty. Seems a lot higher than some other quotes i see here

[blue-mw]

Originally Posted by e92bmwmd

looking at the fidelity platinum, looks like the standard tranny components aren't covered. Anyone know if DCT falls into this?

also I'm getting quoted around 6K for a 6yr/72k platinum warranty. Seems a lot higher than some other quotes i see here

Mileage is definitely a huge factor in price. I based my vehicle search on newer/low mileage so that I could get optimum coverage. The trade off is that I probably paid a bit more for the vehicle rather than the warranty, so it probably all evens out for us all in the end.

Regarding DCT coverage I'm not clear on that myself. I know you can call and speak to claims about what is and isn't covered, but they will ask for your contract form ID, so it will help to have your unsigned/sample contract before calling.

[e92bmwmd]

Originally Posted by blue-mw

Mileage is definitely a huge factor in price. I based my vehicle search on newer/low mileage so that I could get optimum coverage. The trade off is that I probably paid a bit more for the vehicle rather than the warranty, so it probably all evens out for us all in the end.

Regarding DCT coverage I'm not clear on that myself. I know you can call and speak to claims about what is and isn't covered, but they will ask for your contract form ID, so it will help to have your unsigned/sample contract before calling.

I have a 2013 with around 27k miles. I have the factory warranty until May so ill keep shopping around

[F48_Driver]

Is there any info on the warranty group warranty offered in California? There doesn't seem to be too much information from their website.

[statelax3]

I did mine with akshay also. Good deal imo.

[Rajmun340]

I have a 2013 (original owner) , I am surprised BMW is not trying to advertise their extended warranty to me. Over the years they've sent various cards on the car purchase date anniversary but it seems they'd rather pass on extending warranty on their own car and they're the only ones with all M3's repair data. That's not very re-assuring, is it ? I am curious if other 2013 original owners have also not suggestive mail advertisement about it or if you have to dig them out of their hole and drag them to get their overpriced 3 year quote ? Not that i am interested i would probably chose 3rd party based on this thread anyway if i choose to get extd warr at all.

[kyippee]

I got quotes from - pricing table attached. Car is 2011, 39k miles.

I'm concerned mainly about big ticket items - motor blowing up, DCT blowing up, and I hear AC evaporator is big? Thus, the Fidelity powertrain or silver package seem to be the better picks for me, as platinum is expensive.

Any thoughts/recommendations? Their brochure says under Powertrain: "Standard transmission clutch assemblies and all component parts are not covered" so I am not 100% sure on how DCT is considered!

Thanks in advance,
Ken

Note: The ally prices listed are what I got quoted for Ally's Major Guard exclusionary policy. I current have the 2yr/24k miles package, thinking of cancelling it.

[blue-mw]

Originally Posted by JoeM3SSII

I have a 2013 (original owner) , I am surprised BMW is not trying to advertise their extended warranty to me. Over the years they've sent various cards on the car purchase date anniversary but it seems they'd rather pass on extending warranty on their own car and they're the only ones with all M3's repair data. That's not very re-assuring, is it ? I am curious if other 2013 original owners have also not suggestive mail advertisement about it or if you have to dig them out of their hole and drag them to get their overpriced 3 year quote ? Not that i am interested i would probably chose 3rd party based on this thread anyway if i choose to get extd warr at all.

That was one of the bizarre things I noted about my search. It seemed not only did I have to try really hard to get quotes for BMW extensions, but they were often very overpriced. They didn't even try to pitch it to me when I purchased, despite my making it a point.

Also, looking back at older posts it seems the cost of a warranty was far cheaper than they are today. My guess is because common issues/costs weren't as well documented back then.

[DK21M3]

When I purchased mine a week ago they offered me 2 years/24k $250 deductible for about 3400.

I bought the car at the dealership. MY 2011 / 41500 miles / Fidelity Carefree Gold Plus Coverage.

I feel like after reading other comments that I paid too much for mine. It seems like everything is covered under this warranty. Has anyone else filed any claims through this company? How was the process?

[kyippee]

Originally Posted by DK21M3

When I purchased mine a week ago they offered me 2 years/24k $250 deductible for about 3400.

I bought the car at the dealership. MY 2011 / 41500 miles / Fidelity Carefree Gold Plus Coverage.

I feel like after reading other comments that I paid too much for mine. It seems like everything is covered under this warranty. Has anyone else filed any claims through this company? How was the process?

I ended up going with the silver package for 5 years / 60k additional miles. Prices drop quickly by package as you can see- The pricing you got is similar to the pricing table I posted earlier.

[DK21M3]

Originally Posted by kpewpew

I ended up going with the silver package for 5 years / 60k additional miles. Prices drop quickly by package as you can see- The pricing you got is similar to the pricing table I posted earlier. I found a contact that sold it to me a bit lower than what I shared. ($350 less)

I gotcha. Have you filed any claims through them yet? I want to proactively take care of the rod bearings and wondered how to go about it since it technically isn't an issue yet. I requested a kit from blackstone so can I use that as evidence to replace the rod bearings through Fidelity? also do you know if the actuators are covered through this as well? Thanks in advance.