SoCal leased coupe insurance rates: what's your premium/details?

m3peat · 02-27-2013, 12:11 PM

I searched for a recent thread and couldn't find a related one.

My premium, ~$2,000/year, seems really high for someone with a clean driving record but maybe I'm still getting used to CA rates.

M/single/40: 100/300/100 coverage with 500 ded on comp/coll. no accidents/moving violations in over 10 years and very good credit. I'm with Lib Mut using bmw cca program.

This is my only car and my DD, so no multi car discounts and I drive a fair amount.

Who else leases and what are you paying for your coverage?

Wendall · 02-27-2013, 01:36 PM

I pay $2400 per year for me and my wife for our M3, X3 and my prius. 250/500/250 and $500 collision and $250 comp deduction. Ameriprise.

35 no tickets and no accidents

bsiciliano · 02-28-2013, 09:35 AM

I lease. Pay about $1,800. $500 deductible. Same coverage as you. 35 - no points on record.

USAA - I shopped around and they had the best rates, but you need a military connection. My pops went to West Point and then jumped out of airplanes b/c the army told him to.

Leonardo629 · 03-04-2013, 05:12 AM

I'm 31, no tickets, I pay around $1200/year w/ deductible waiver, leasing as well.

m3peat · 03-04-2013, 05:29 PM

Quote:

Originally Posted by Leonardo629

I'm 31, no tickets, I pay around $1200/year w/ deductible waiver, leasing as well.

With who and what part of SoCal?

M3_Socal · 03-04-2013, 07:45 PM

Quote:

Originally Posted by m3peat

I searched for a recent thread and couldn't find a related one.

My premium, ~$2,000/year, seems really high for someone with a clean driving record but maybe I'm still getting used to CA rates.

M/single/40: 100/300/100 coverage with 500 ded on comp/coll. no accidents/moving violations in over 10 years and very good credit. I'm with Lib Mut using bmw cca program.

This is my only car and my DD, so no multi car discounts and I drive a fair amount.

Who else leases and what are you paying for your coverage?

Try to get a quote from Wawanesa Insurance. Local to you.
http://www.wawanesageneral.com/CA/EN...t-service.html

02-27-2013, 12:11 PM	#1
m3peat First Lieutenant 71 Rep 341 Posts Drives: 2009 E90 M3 Join Date: Nov 2009 Location: Burbank, CA iTrader: (1)	SoCal leased coupe insurance rates: what's your premium/details? I searched for a recent thread and couldn't find a related one. My premium, ~$2,000/year, seems really high for someone with a clean driving record but maybe I'm still getting used to CA rates. M/single/40: 100/300/100 coverage with 500 ded on comp/coll. no accidents/moving violations in over 10 years and very good credit. I'm with Lib Mut using bmw cca program. This is my only car and my DD, so no multi car discounts and I drive a fair amount. Who else leases and what are you paying for your coverage?
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02-27-2013, 01:36 PM	#2
Wendall ***Major MammelToe 159 Rep 1,139 Posts Drives: E92 M3 SG coupe Join Date: Feb 2012 Location: Orange County, CA iTrader: (3)	I pay $2400 per year for me and my wife for our M3, X3 and my prius. 250/500/250 and $500 collision and $250 comp deduction. Ameriprise. 35 no tickets and no accidents __________________ E92 M3 SG DCT - AA Filter, Verstraβe Paddles, ECS SS, MH race stud, Stoptech BBK, MR Exhaust,RE Pulley, BPM Tune,Euro bumper and GTS lip, Euro MDM & DCT, KW CS, Recaro PP, TMS Soild Diff Mounts, MRF solid subframe mounts, GTS aero, RPM track built motor.
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02-28-2013, 09:35 AM	#3
bsiciliano Captain 51 Rep 698 Posts Drives: 2011 M3 Convertible Join Date: Apr 2011 Location: Los Angeles iTrader: (4)	I lease. Pay about $1,800. $500 deductible. Same coverage as you. 35 - no points on record. USAA - I shopped around and they had the best rates, but you need a military connection. My pops went to West Point and then jumped out of airplanes b/c the army told him to. __________________ 2011 E93 - Space Gray - 6MT/Silver Novillo/ OE Tuning/Gruppe M Intake/ACS Springs/Vorsteiner CF Type I Rear Diffuser/Textured Matte Black Custom Powdercoated OEM 359s/Painted Reflectors/Matte Grille, Hood Vents and Side Markers/Arqray Race Exhaust/MS Pulley
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03-04-2013, 05:12 AM	#4
Leonardo629 Lieutenant Colonel 168 Rep 1,792 Posts Drives: 2013 M3 Coupe Join Date: Sep 2006 Location: Taiwan iTrader: (10)	I'm 31, no tickets, I pay around $1200/year w/ deductible waiver, leasing as well.
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