Login
![]() |
|
![]() |
04-29-2018, 05:57 PM | #89 |
Major General
![]() ![]() ![]() 1808
Rep 6,460
Posts |
Can you explain? Do their policies have something explicit that says any sort of "timing" disqualifies the event from coverage? Would that mean that activating my car's built-in data recorder negates my coverage?
__________________
Now: 2017 Corvette Grand Sport
Past: 2011.5 M3 sedan ZCP Last edited by dparm; 04-29-2018 at 06:04 PM. |
Appreciate
0
|
05-02-2018, 12:26 PM | #90 | |
Colonel
![]() ![]() 1325
Rep 2,164
Posts
Drives: 2017 M4 / 2011 M3
Join Date: Apr 2014
Location: Bay Area, CA
|
Quote:
In the track policy I have, they have very specific definitions: "“Driver Education Event” means a safe driving program that includes classroom education, technical inspection, and on-track exercises. The event’s primary purpose is to improve the “covered driver’s” driving skills in a safe learning environment and under controlled conditions. A “driver education event” does not include “non-competitive time trials” or “competitive time trials” unless endorsed. 10. “Non-Competitive Time Trial” means an on track exercise during which the lap times of “scheduled automobile” are recorded for the personal use of the “covered driver”, but not for any competitive purposes. 11. “Competitive Time Trial” means an on track exercise during which the “covered driver” is competing against other participants, either on the track simultaneously or via timed runs, where placement or time is used to determine prizes of any sort or value, or where placement or time is used to accumulate points, standings, or rankings of any sort at the event or in an ongoing competition or series." Fortunately, in my case, I had competitive time trial coverage. I would assume that the insurance companies would go to rigorous lengths to determine that you weren't cheating them, including checking your social media to see if you've posted videos with timing data, talking with the event organizer. For me, I had to get a track incident report from the event organizer so they could determine coverage. Many of the track organizers in California will post your timing data if you rent a transponder - that could be used to disqualify you, for example.
__________________
'06 BMW M3 ZCP 6MT | JRZ RS Pro + Hyperco 650/750 | Epic Tune | Brembo 355mm BBK | too many to list
'11 BMW M3 ZCP DCT | Akra Evolution | MS Intake/pulley | JRZ RS Pro + Hyperco 700/800 | BPM Stage2/DCT tune | Dinan sway bar + monoballs | AP Racing Radi-CAL BBK by Essex | 265/35-18 Maxxis RC-1 on APEX EC-7s '17 BMW M4 ZCP 6MT - Individual Tanzanite Blue + Opal White Leather instagram.com/titomanlio |
|
Appreciate
3
|
05-14-2018, 11:19 AM | #91 | |
Captain
![]() ![]() ![]() ![]() 606
Rep 669
Posts |
Quote:
|
|
Appreciate
0
|
05-14-2018, 02:51 PM | #92 | |
Enlisted Member
![]() 9
Rep 31
Posts |
Quote:
From the beginning, we've pushed our insurers to not have restrictive or exclusionary language related to timing. If you use Harry's Lap Timer, an AiM system, etc, that will not trigger any limitations or exclusions in coverage on our policy. We do offer Time Trial coverage as an option to your HPDE/Time Trial policy, but that option only needs to be selected when it is a true Time Trial event. If the event organizer administers timing and the event is competitive, you need to add the "time trial" option to your policy to ensure coverage with us. I hope that helps. Have a great season and keep the shiny side up! Ryan
__________________
F22 M235i - street
E60 530i - Dad-mobile E36 M3 racecar E36 328 racecar |
|
05-14-2018, 03:36 PM | #93 | |
Captain
![]() ![]() ![]() ![]() 606
Rep 669
Posts |
Quote:
![]() |
|
Appreciate
0
|
05-23-2018, 02:14 PM | #94 |
Colonel
![]() ![]() 1325
Rep 2,164
Posts
Drives: 2017 M4 / 2011 M3
Join Date: Apr 2014
Location: Bay Area, CA
|
Good news - OpenTrack does not considering self-timing to be competition! If you're doing lots of events per year, their flat full year coverage and multiple car policy is a no brainer to me IMO. They are also the only ones that I can see carry liability insurance along with their policy too.
Just finishing up my RLI track insurance claim and the process has been completely painless. Would recommend them for time-trial coverage all day.
__________________
'06 BMW M3 ZCP 6MT | JRZ RS Pro + Hyperco 650/750 | Epic Tune | Brembo 355mm BBK | too many to list
'11 BMW M3 ZCP DCT | Akra Evolution | MS Intake/pulley | JRZ RS Pro + Hyperco 700/800 | BPM Stage2/DCT tune | Dinan sway bar + monoballs | AP Racing Radi-CAL BBK by Essex | 265/35-18 Maxxis RC-1 on APEX EC-7s '17 BMW M4 ZCP 6MT - Individual Tanzanite Blue + Opal White Leather instagram.com/titomanlio Last edited by redpriest; 05-23-2018 at 02:25 PM. |
Appreciate
3
|
Post Reply |
Bookmarks |
Thread Tools | Search this Thread |
|
|