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07-17-2018, 08:41 PM | #23 |
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I have been involved with 3 total loss accidents in the last 10 years, none of them my fault.
1) you're apparently OK 2) it's a car, it can be replaced 3) I can't help you with value, that aspect of it may suck 4) bottom line, you lived to tell the tale, you'll get another car and everything will be OK. You have to keep the focus on the big picture, you and your loved ones/family or fine. I've kind of reset my clock on what is really important and what is not. Glad you walked away from what could have been a really bad accident. |
07-18-2018, 09:50 AM | #24 | |
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I've got 'enough' experience dealing with auto insurance settlements. The sources the insurance company uses to determine the value of a 10-year-old M3 will show about $2k of difference in value between a base model and a completely loaded model. I would guess that they're going to offer something in the very low $20s. I would say that it's unreasonable to think a loaded '08 will net $10k more in an insurance settlement than the most basic model. I've actually gotten better money from mods (with receipts) than factory options because while loaded cars cost barely any more than base models on the used market, mods can really only be valued by the cost to replace them. YMMV.
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07-18-2018, 09:54 AM | #25 |
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Sorry to see but glad you walked away from it.
I've never seen detailed specs for specific combinations, only the most general stuff like "Alpine White sedans for 2011". There was some information on ZCP vs non-ZCP straight from BMW NA, but I've never seen it broken down by interior color and options.
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07-18-2018, 10:47 AM | #27 |
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Wow serious accident...go to the doctor, they will start sweating and give you full coverage plus any costs for your inconvenience.
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07-18-2018, 10:47 AM | #28 |
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Glad you are ok. The money to be recovered here will be pain and suffering from your injuries vs the car itself. To pull together the kind of money to replace the car, keep that in mind. Id agree its going to be hard to get more than 20k for the total. And if practical, pull the mods off and sell them as Smyles noted. That will bring you a few extra bucks.
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07-18-2018, 11:01 AM | #29 |
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Glad you're not more hurt from that impact. That's a scary looking collision
So colors like Interlagos Blue that cost extra new are not taken into consideration with replacement values?
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07-18-2018, 11:49 AM | #30 |
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you could keep the car. the insurance will give you slightly less money but you could sell your mods and the engine and transmission and come out ahead.
i did this with an e36 m3 that was total loss. i took 500 less kept the car and made an additional 3500. |
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07-18-2018, 11:55 AM | #31 |
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And put your Fox Red interior in your new car if you cannot live without it!
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07-18-2018, 02:46 PM | #33 | |
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Everyone parrots this idea but in practical terms it's going to be a nightmare unless you have a lot of garage space, huge array of tools (such as an engine hoist), and the time/patience to disassemble. Then there's the issue of disposing of the "leftovers", e.g. all the body panels, subframe, and whatever else you couldn't sell. Sure, if time and money were no object, keep it and part it out. But we all have jobs, families, and lives to live so the proposition tends to fall apart once you look at the logistics involved. My advice would be to talk to your own insurance agent and explain the situation around the unusual combination/rarity of that. Ask them how to proceed to ensure you don't get completely dicked by the other guy's insurance on valuation.
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07-18-2018, 05:50 PM | #34 | |
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again, options heavily affect the valuation of the vehicle. modifications DO NOT unless you have an aftermarket parts amendment on your policy. i will state again, my initial settlement offer from my insurance was $25k, i told them no way in hell i would settle, and after going over my own comps and a complete vehicle options list i was offered $35k and accepted. this is a fact, not my opinion. 2 years ago my 335d was totalled, it was a fully optioned M-sport model. First settlement offer from insurance was $13k. After explaining that there was not another model for sale in the country with comparable options, they readjusted the value and offered me $21.5k, i accepted. This is another fact, it happened.
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07-18-2018, 05:53 PM | #35 | ||||||
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And yes, it was a euro bumper (technically it was my OEM bumper and I had a shop fill in/mold to remove the amber side markers - way cheaper than buying an actual euro bumper!). And sadly yes, the front drivers-side was damaged pretty good. Quote:
*I learned that insurance will also reimburse for any maintenance paid within the last 6 months (this was news to me, i had no idea). Quote:
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Last edited by .Lindsay.; 07-18-2018 at 06:20 PM.. |
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07-18-2018, 07:22 PM | #36 |
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Sorry this happened to you, hope you are ok. Hate seeing things like this happen to e92 M's. Hope you find your way into another one!
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07-19-2018, 08:08 AM | #37 |
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Sorry for your loss. I wish you a speedy recovery.
Check the BMW M-Registry for additional information on production figures: http://www.bmwmregistry.com/model_faq.php?id=50 Also there are a few threads in here that cover production stats. You should find a bit more info on your specific color. Truthfully though, the Alpine White was one of the more popular colors. I'm not sure if it'll pull you a premium such as having an actual individual color. Either way, good luck and glad that you're still around to search for another M3. Aggregated E90/E92 M3 Production Stats (North America) https://www.m3post.com/forums/showthread.php?t=863761 Final E92/E90 M3 Production Numbers and DCT/MT Take Rates (NA and Worldwide) https://www.m3post.com/forums/showthread.php?t=863649 |
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07-19-2018, 08:49 AM | #38 |
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Ugh, so sorry! Glad you're ok. I don't know how they come up with comps, and my car is a 2011 E90 ZCP, but I just bought it a couple months ago and I'm happy to share the bill of sale, etc if that would help your case at all. Just let me know.
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07-19-2018, 09:39 AM | #39 |
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Your car saved your life. Glad to see that you are okay!
That is another reason I love these cars. I always feel like I am much safer in mine than most other cars I have been in - even for a 10 yr old car to walk away from a hit like that is incredible. Once the dust has settled and insurance gives you an agreement, maybe you could get an attorney and get an extra $10k+ to get you back in the car you deserve to be in. I've also never had a wreck like this (*knock on wood*), and I know someday it could happen, just scares the crap outta me but its reassuring knowing the M3 will take the beating instead of me.
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07-20-2018, 11:58 AM | #41 | ||
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It truly did save my life. I honestly give partial credit to the seats - I'm fairly small so i keep the bolsters at the tightest setting and I'm pretty sure that helped me from being jarred around too much. I also had both hands on the wheel at the time, which isnt always the case, and that certainly helped as I was able to control the car a little better immediately after getting hit. I'm seriously thanking my lucky stars, there are so many 'what if' scenarios that keep crossing my mind and all would have resulted in a much different ending, like the fact that I was planning on driving my E30 that day but the night before, decided against it because I was going to try and get an appointment at the tire shop. Had i actually driven my E30 that day, I dont think i'd be here to tell about it. I had the same question and can now answer it - I got the first initial offer yesterday so it took one week. Not sure how long the going back-and-forth will take before we come to an agreeable amount though. Last edited by .Lindsay.; 07-20-2018 at 12:09 PM.. |
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07-23-2018, 11:44 AM | #44 |
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SickFinga Do you think you could help .Lindsay. with a production number of this configuration? Might help with the valuation process.
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