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09-30-2012, 09:36 PM | #67 | |
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Having said that, if you think a 2% interest rate isn't "that great", you're dumber than I already think you are. Seriously, borrowing money for 4-5 years at 2% isn't "that great"?? Where did I say there was no risk in the real estate investment? You think there is no risk in your mutual fund? |
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10-01-2012, 12:49 PM | #69 | |
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By the way have you ever heard about renting? Roommates? Money saved up? I'm not the idiot that placed him in a 3/4 million house just for arguments sake. I am not the sort of person that would even consider a house an investment right now. Mortgage+hazard insurance+equity loss+taxes+upkeep+possible homeowners association fees................do you get the point. |
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10-01-2012, 12:52 PM | #70 | |
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more risk in that real estate than my mutual funds. sorry you folks just cannot understand that some people with credit scores over 800 and plenty of disposable income just buy cars with cash. at 0%, sure i'll take your money. anything else is just a hassle. they have my title, if it is wrecked, the check for repair is co-written, etc. |
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10-01-2012, 02:19 PM | #71 | |
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Im just busting your balls re: Dodge Ram truck. I just dont want to fool with a trailer, etc. Take your mutual fund. I'll take my Walgreens long term NNN leased property. I fully understand those with disposable income/cash to buy a car outright. I've done it myself ------when interst rates were above 5%. Last edited by alms211; 10-01-2012 at 02:35 PM.. |
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10-02-2012, 12:41 AM | #72 | ||||
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10-02-2012, 12:56 AM | #73 | |
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10-02-2012, 07:10 AM | #74 | |
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10-02-2012, 12:55 PM | #77 |
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For 1.20% at USAA, don't you have to use their car buying service? Otherwise it seems to be 1.45%. You save the .25% on new, via the service. Seems like the service gives decent prices, ~$1500-2000 over invoice for the few models I built. Not spectacular, but not too bad. And you get $1500 automatically off for USAA member, so that puts you close to invoice price.
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