Anyone else getting seriously pissed about pricing...

[devo]

Originally Posted by Keto

Right, but if you spend, say, $1000/month on the CC but pay it off every month, they don't count it towards your ratios, as that is nonrecurring debt. Nowadays most people that make enough to afford this car pay a significant fraction of their expenses via CC. It's not really "debt" if you pay it off each month.

If your mortgage company is nutso or you are exceptionally paranoid you can always pay with a debit card shortly prior. Remember that having a credit card or two, using them frequently and paying them off every month is actually good for your credit score. Cancel all those store cards, however. Geh.

I write mortgages for a living. Yes, those debts are counted against your ratios. It is still debt even though you pay it off every month.

You are best served to keep all of your lines of credit open and only use 33% of the available credit whether or not you pay them off monthly.

[Epacy]

Originally Posted by devo

Back to the topic of pricing.

This is getting so ridiculous, I am tempted to cancel my order and buy a low mileage 911S or order the facelifted one. F**k BMW for handling this pricing issue like this.

My car is ready to be built in about three weeks.

Status 112?

[devo]

Originally Posted by Epacy

Status 112?

Yes! I just needed to vent.

[Epacy]

Originally Posted by devo

Yes! I just needed to vent.

I understand your pain.

[devo]

Originally Posted by Epacy

I understand your pain.

Are you waiting for M-DCT?

[Epacy]

Originally Posted by devo

Are you waiting for M-DCT?

I don't believe so.
Would like to experience the hard shifts of SMG and see if it is sufficient.
Probably do manual though.

[Keto]

Originally Posted by devo

I write mortgages for a living. Yes, those debts are counted against your ratios. It is still debt even though you pay it off every month.

Interesting, my first mortgage broker implied that it only mattered once you started getting finance charges, but she was trying to get a crazy markup on me anyway. It's funny that it would be counted since no one asks you to list your monthly "non-debt" expenses. Pay for everything with a check, get a bigger house?

[devo]

Originally Posted by Keto

Interesting, my first mortgage broker implied that it only mattered once you started getting finance charges, but she was trying to get a crazy markup on me anyway. It's funny that it would be counted since no one asks you to list your monthly "non-debt" expenses. Pay for everything with a check, get a bigger house?

Very true. You are essentially penalized because you are using temporary credit to pay some of your living expenses. But, like you said, you can pay off those debts entirely as long as you do it well enough before you need financing.

[THE JEDI]

Okay Military sales prices are not out but prductions slots for the sedan are april and the fracking coupe is june...what kinda BS is this NA..release the damn price..my gawd..you guys are arrogant....shhheeesh