Should I keep the damaged car?

[kimiraikkonen]

Originally Posted by r0cketm0nkey

Ultimately it's up to the insurer to determine whether to repair or total. Since it's the other party's fault, I'm not sure what their determination is as of yet. I'm also unsure if the ambulance's insurer works with the same metrics as consumer insurance (if there's a difference at all).

On the note of diminished value, that's also something I've thought about, but that would mean I have to keep the vehicle for another appraisal, so I can have some hard numbers. On the flip side...I could potentially sell it ASAP before the record shows up and not bother with all that shenanigans. If I can claim diminished value, the car might be worth keeping around for the low miles alone.

I guess I'm kinda on the fence about it. Probably will have to play it by ear for now.

That's why you are doing this wrong. You should go through your insurance and have them fight for the settlement for you. Since you are not at fault, this is a fairly slam dunk case. Not sure if you have a deductible with your insurance, but even that can be waived (or credited) on top of your settlement.

[spazzyfry123]

Originally Posted by kimiraikkonen

That's why you are doing this wrong. You should go through your insurance and have them fight for the settlement for you. Since you are not at fault, this is a fairly slam dunk case. Not sure if you have a deductible with your insurance, but even that can be waived (or credited) on top of your settlement.

Ding ding ding. Similar situation for me. Other party was at fault and their insurance said there was like $9k in damage to repair it (LOL). Got my insurance company involved, explained the situation, and it was totaled the next day with their appraisal.

Push for a total. You do NOT want this car back.

[Ontakama]

Well... if it is thaaat bad, just like someone said above, just forget about it. I am not really sure, but I actually think that there is no point in repairing it. I would sell it, or place on an auction just like the copart auction or the iaa auctions, as that is the perfect place for this kind of Damaged Car. I have had a similar situation with my older f80, it was totalled by one of my neighbors, and I decided to sell it on an auction. I do not regreat anything about that car, it had a short, but rather interesting live.