Tire and Wheel Insurance (From BMW) - DEALER COST??

firstbimmer · 04-30-2011, 12:12 AM

Wouldn't buy an aftermarket plan for 500 but am spending 1298 for five year BMW wheel and tire plan. Put 30k miles a year as daily driver on pothole filled highways. Peace of mind for 150000 miles of daily freeway driving....yes. I like that no money.changes hands with BMW plan and I can go to any BMW dealer. And since my 80 mile commute takes me directly by four BMW dealers I will always be near a replacement if I hit a pothole or get a nail. Honestly I see BMW taking a bath on this deal with me.

crzy4bimmers · 04-30-2011, 12:32 AM

I am picking mine up in a few hours from now. I was quoted in the 2300 range, which is clearly aimed at noobs with no financial acumen. I am not going to pay anything over 1.2k for a 36 month insurance.

It's like paying 500k to insure a 500k house.

m3 bud · 04-30-2011, 02:35 AM

i paid $1100 for it for 5 yrs, no mileage limit, and covered if you swap tires later on. i got two nails in the past couple years before and they will replace (not patch) if you have a nail in it. worth it if it's your daily driver or in bad areas!

gthal · 04-30-2011, 10:49 AM

Canadian dealer (so should be more just for that reason) and I was quoted $1,400 for 4 years and it would include any BMW wheels on the car (I have OEM 18s for the winter and ZCPs for summer).

335OK · 05-01-2011, 12:08 PM

GOLFFRR needs to tell us the actual dealer cost!

Technic · 05-01-2011, 12:15 PM

Quote:

Originally Posted by E=mc2

This must be "tire" insurance, how can they replace "wheels" as well for 5 years and still make money.

My 335's 5 year tire and wheel insurance was that much.

Each ZCP rim costs like $500 WITHOUT the tire. So you do the math if you can get both for 5 years.

Fixed.

mjf6175 · 05-01-2011, 02:41 PM

^ x2.....I just bought 2 new rear ZCP's for my E90M3-ZCP (doing a square setup). They were $472 each.

SamS · 08-23-2011, 12:47 PM

Anyone else bought this lately? Will it cover if you upgrade the tires to PSS?

dagolfpro · 10-15-2011, 12:47 AM

Anyone know how much the dealer cost is? The dealer quoted me $1569 retail, they said they didn't negotiate this price which I think is BS!

JRV · 10-15-2011, 01:15 PM

get the wheel and tire insurance if they use Michelin's...if they use the RF Bridgestonses RE050A , then dont bother - they will be "legally" bold after 12K miles anyway and thats when funny things start happening, pops, bubbles. All 4 of my tires had the bubbles and only 1 was considered to be under warranty. BMW doesnt tell you but even if any of the corners reach less than 2/32 then its not covered. I will never get that tire ins again if they put on Bridgestones....my 2 cents and painful exp.

dagolfpro · 10-16-2011, 07:04 PM

Quote:

Originally Posted by JRV

get the wheel and tire insurance if they use Michelin's...if they use the RF Bridgestonses RE050A , then dont bother - they will be "legally" bold after 12K miles anyway and thats when funny things start happening, pops, bubbles. All 4 of my tires had the bubbles and only 1 was considered to be under warranty. BMW doesnt tell you but even if any of the corners reach less than 2/32 then its not covered. I will never get that tire ins again if they put on Bridgestones....my 2 cents and painful exp.

They are Conti's and not RFT so I decided to pass on the warranty. Michelin PS2 are $350 each so for that price, I can get a full set with Road Hazard and not worry about the warranty if I don't use it.

JRV · 10-17-2011, 09:10 PM

Quote:

Originally Posted by dagolfpro

They are Conti's and not RFT so I decided to pass on the warranty. Michelin PS2 are $350 each so for that price, I can get a full set with Road Hazard and not worry about the warranty if I don't use it.

im not a fan of the warranty either...good move, save your money

dagolfpro · 10-17-2011, 10:44 PM

Quote:

Originally Posted by JRV

im not a fan of the warranty either...good move, save your money

I talked them down to $1159, waiting for them to drop another $100 then I'll probably do it. They said that they will cover what ever tire is on there as long as it's on the BMW approved list of tires. It's a little odd as it's the car that has the tire/wheel warranty and not necessary the actual tire/wheel warranty, unlike when you buy from Tire Rack. Example SA gave me. My car has Contis, it something were to happen, then contis would the replacement tire. If i have Michelin PSS, then that would be the replacement tire. So, I guess I should try and trade the tires asap and put on Michelin PSS...

My SA did mention that it has to have 3/32 or higher to be under warranty if something goes wrong. If it's under 3/32, they won't warranty the tires.

eisenb11 · 10-18-2011, 01:54 AM

It's not just the tire coverage. You're also covered if you destroy a wheel.

smokinjoe64 · 10-23-2011, 05:52 PM

Wow...prices are steep. I paid $591 through my dealer in Nov`08

dagolfpro · 10-23-2011, 06:43 PM

Yes, prices are very high. I'm sure BMW didn't realized how many claims would be made through the warranty. That's probably why it's gone up.

Zzhou · 10-29-2011, 10:13 PM

I was quoted 1370 with TAX for Five years, with paint and window protection(not going to replace the window only to fix it). but I still don't think this is necessary

S65V8 · 11-05-2011, 04:30 AM

Yea, same offer on my end for Tire/Wheel insurance. They tried to convince me I needed this on 18s riding 40 series tires. Come on', I think 19s at minimum it makes sense.

04-30-2011, 12:12 AM	#23
firstbimmer First Lieutenant 134 Rep 305 Posts Drives: '13 e92 M3 & '15 f15 X5 35i x Join Date: Jul 2006 Location: bay area iTrader: (0)	Wouldn't buy an aftermarket plan for 500 but am spending 1298 for five year BMW wheel and tire plan. Put 30k miles a year as daily driver on pothole filled highways. Peace of mind for 150000 miles of daily freeway driving....yes. I like that no money.changes hands with BMW plan and I can go to any BMW dealer. And since my 80 mile commute takes me directly by four BMW dealers I will always be near a replacement if I hit a pothole or get a nail. Honestly I see BMW taking a bath on this deal with me.
	Appreciate 0 Quote

04-30-2011, 12:32 AM	#24
crzy4bimmers Private First Class 63 Rep 193 Posts Drives: G63, GLS63, X7M50 (inbound) Join Date: Mar 2011 Location: NJ iTrader: (0)	I am picking mine up in a few hours from now. I was quoted in the 2300 range, which is clearly aimed at noobs with no financial acumen. I am not going to pay anything over 1.2k for a 36 month insurance. It's like paying 500k to insure a 500k house.
	Appreciate 0 Quote

04-30-2011, 02:35 AM	#25
m3 bud Private First Class 9 Rep 134 Posts Drives: 2011 M3 Sedan Join Date: Jul 2010 Location: Bay Area iTrader: (0)	i paid $1100 for it for 5 yrs, no mileage limit, and covered if you swap tires later on. i got two nails in the past couple years before and they will replace (not patch) if you have a nail in it. worth it if it's your daily driver or in bad areas!
	Appreciate 0 Quote

04-30-2011, 10:49 AM	#26
gthal Major General 1903 Rep 5,678 Posts Drives: 2018 340i xDrive Join Date: Jul 2007 Location: Canada iTrader: (2)	Canadian dealer (so should be more just for that reason) and I was quoted $1,400 for 4 years and it would include any BMW wheels on the car (I have OEM 18s for the winter and ZCPs for summer). __________________ 2020 X3 M40i \| Black \| Current DD 2020 C8 Corvette \| Z51 \| Torch Red ... built and waiting for delivery 2016 M2 \| Long Beach Blue \| 6MT 2015 M4 \| Austin Yellow \| DCT 2012 MB C63AMG \| 2011 E92 M3 \| 2010 E92 M3
	Appreciate 0 Quote

05-01-2011, 12:08 PM	#27
335OK Private First Class 10 Rep 134 Posts Drives: E93 M3 Join Date: Jan 2010 Location: CA iTrader: (0)	GOLFFRR needs to tell us the actual dealer cost!
	Appreciate 0 Quote

05-01-2011, 02:41 PM	#29
mjf6175 Private 1 Rep 57 Posts Drives: E90 M3 ZCP; 09 Viper Coupe Join Date: Mar 2011 Location: NJ iTrader: (0)	^ x2.....I just bought 2 new rear ZCP's for my E90M3-ZCP (doing a square setup). They were $472 each.
	Appreciate 0 Quote

08-23-2011, 12:47 PM	#30
SamS Banned 866 Rep 6,248 Posts Drives: Tesla M3 Perf + '18 X3 M40i Join Date: Jul 2010 Location: Dallas, TX iTrader: (0)	Anyone else bought this lately? Will it cover if you upgrade the tires to PSS?
	Appreciate 0 Quote

10-15-2011, 12:47 AM	#31
dagolfpro Colonel 247 Rep 2,271 Posts Drives: 2011 E90 M3 Join Date: Sep 2011 Location: SF Bay Area, CA iTrader: (9)	Anyone know how much the dealer cost is? The dealer quoted me $1569 retail, they said they didn't negotiate this price which I think is BS!
	Appreciate 0 Quote

10-15-2011, 01:15 PM	#32
JRV Captain 119 Rep 922 Posts Drives: 2011.75 AWE90M3 Join Date: Aug 2008 Location: CT iTrader: (1)	get the wheel and tire insurance if they use Michelin's...if they use the RF Bridgestonses RE050A , then dont bother - they will be "legally" bold after 12K miles anyway and thats when funny things start happening, pops, bubbles. All 4 of my tires had the bubbles and only 1 was considered to be under warranty. BMW doesnt tell you but even if any of the corners reach less than 2/32 then its not covered. I will never get that tire ins again if they put on Bridgestones....my 2 cents and painful exp. __________________ '11 Black/Black GLK350 (Wife) '19 Black RAM 1500 Big Horn Night Package '11 Loaded AW Fox Red/Black/Black Carbon Leather ZCP E90 M3 (Halloween Delivery)
	Appreciate 0 Quote

10-18-2011, 01:54 AM	#36
eisenb11 Major 53 Rep 1,153 Posts Drives: 2012 E92 M3 SSII Join Date: Oct 2007 Location: Redondo Beach, CA, USA iTrader: (0)	It's not just the tire coverage. You're also covered if you destroy a wheel.
	Appreciate 0 Quote

10-23-2011, 05:52 PM	#37
smokinjoe64 Naval Aviator 589 Rep 674 Posts Drives: 12 e92 M3 6MT Join Date: Nov 2008 Location: OC CA iTrader: (1)	Wow...prices are steep. I paid $591 through my dealer in Nov`08 __________________ e92 M3 - Interlagos Blue \| *Fox Red Extended* \|Carbon Leather Performance Mods: Alpine Stage II E85; SuperSprint F1s; Cat-less Bomiz X-Pipe; aFe CAI; Bilstein B16s w/EDC; Brembo BBK; AutoSolutions SSK
	Appreciate 0 Quote

10-23-2011, 06:43 PM	#38
dagolfpro Colonel 247 Rep 2,271 Posts Drives: 2011 E90 M3 Join Date: Sep 2011 Location: SF Bay Area, CA iTrader: (9)	Yes, prices are very high. I'm sure BMW didn't realized how many claims would be made through the warranty. That's probably why it's gone up.
	Appreciate 0 Quote

10-29-2011, 10:13 PM	#39
Zzhou Captain 57 Rep 600 Posts Drives: 2012 E92 SSII ZCP DCT Join Date: Aug 2011 Location: West Lafayette,IN/Shanghai,China iTrader: (0)	I was quoted 1370 with TAX for Five years, with paint and window protection(not going to replace the window only to fix it). but I still don't think this is necessary Last edited by Zzhou; 10-31-2011 at 01:45 AM..
	Appreciate 0 Quote

11-05-2011, 04:30 AM	#40
S65V8 _ 808 Rep 3,160 Posts Drives: ... Join Date: Apr 2009 Location: Los Angeles, CA iTrader: (10)	Yea, same offer on my end for Tire/Wheel insurance. They tried to convince me I needed this on 18s riding 40 series tires. Come on', I think 19s at minimum it makes sense.
	Appreciate 0 Quote