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      10-14-2017, 08:03 AM   #1
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Does this seem like a total loss to you guys?

My wife got Tboned while driving my car last night.

Luckily everyone is ok... the other party was under the influence.

Does this seem like a total loss to you guys?

I haven?t seen the car in person yet..
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      10-14-2017, 08:24 AM   #2
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Ouch! Is everyone okay? It doesn't appear to be totaled unless the frame is toast
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      10-14-2017, 08:28 AM   #3
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Its gonna be close. Sorry for your loss and having to go through this.
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      10-14-2017, 08:32 AM   #4
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Wow that’s unfortunate. These cars prove their safety more and more every day!
I’m going to guess they’ll total it but you can always buy it back and have it fixed! Airbags sometimes are all it takes for an adjuster to call it a total loss.
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      10-14-2017, 08:55 AM   #5
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The other party hit her and the m3 did a 360.. it?s amazing how strong our cars are. She had 2 passengers. Everyone is ok, only minor pain from the airbag deployment
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      10-14-2017, 10:23 AM   #6
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Airbags deployed and it's leaking fluid...wouldn't be surprised.
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      10-14-2017, 12:08 PM   #7
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It will depend on the adjuster's flexibility and what you want. They could definitely total it if you want to hold them to replacing every component with any signs of damage at component MSRP. If you want them to avoid a salvage title then some adjusters are happy to estimate replacement parts at used value. I sell parts all the time to people for insurance repairs.
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      10-14-2017, 02:20 PM   #8
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This shows how strong the m3 is built and how durable the zcp wheels are.. imagine if it was a (insert Japanese model here).
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      10-14-2017, 02:30 PM   #9
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Appears drivers rear is bent causing positive tow. I?d be curious to the condition of subframe and mounts associated
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      10-14-2017, 02:41 PM   #10
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      10-14-2017, 02:54 PM   #11
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Doesn't look that bad to me...depends on any hidden damage. Would be based on the cost of the repair and the value of the car!
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      10-14-2017, 04:20 PM   #12
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Is that the other driver's beverage on the trunk of your car in the third picture?

I agree that it could go either way and that you can probably lead the adjuster to the conclusion that you want.
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      10-14-2017, 04:50 PM   #13
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For a hit like that, there are more underlying issues. Probably the subframe or its components are out of wack too. Id say totaled
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      10-14-2017, 07:05 PM   #14
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Lol... Come on guys, the hit is pretty minor... It barely crumpled any of the exterior sheet metal- it didn't get into anything structural. The seat isn't bent. It's just set forward in rear-entry position. The subframe won't be damaged, but the arms will need replacement.

It'll get fixed and back on the road. My last post was to reiterate the flexibility you have with the adjuster.
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      10-14-2017, 07:17 PM   #15
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This is why we pay outrageous insurance rates because someone?s gonna try and get 20k to fix this while it?s a couple airbags rear quarter and rear bumper a rear wheel and some suspension components.

No total loss
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      10-15-2017, 12:43 AM   #16
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Quote:
Originally Posted by GVIFlyer View Post
Is that the other driver's beverage on the trunk of your car in the third picture?

I agree that it could go either way and that you can probably lead the adjuster to the conclusion that you want.
Nope, urine sample
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      10-15-2017, 10:13 AM   #17
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Quote:
Originally Posted by GRUESOM3 View Post
This is why we pay outrageous insurance rates because someone?s gonna try and get 20k to fix this while it?s a couple airbags rear quarter and rear bumper a rear wheel and some suspension components.

No total loss
We don't all pay outrageous insurance rates! Mine is right at $500.00 a year!
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      10-15-2017, 10:19 AM   #18
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i would say TL based on airbag situation.

you could take it to a shitty shop who could try and save it but a BMW certified collision centre will TL it.
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      10-15-2017, 01:09 PM   #19
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      10-16-2017, 02:12 PM   #20
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I am thinking totaled....
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      10-17-2017, 11:09 AM   #21
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Hopefully your wife will be 100% ok and the at-fault party is charged and convicted.

By the looks of it, I would guess that your car will unfortunately be written off.
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      10-17-2017, 12:56 PM   #22
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Thank you all for the kind words and estimations. I will update the thread once there?s a final decision from the adjuster.
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