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05-31-2012, 09:39 AM | #45 |
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Ouch
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Grey Matter:2008 E92 M3:608/425. SG/PS SOLD!
Dark Matter:2015 F80 M3:495/505. SOLD! Anti Matter :2016 F82 M4 GTS 2024 U11 X1 2.8i |
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07-25-2012, 03:15 PM | #48 |
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What was that guy smoking? Jerking the wheel opposite of the weight transfer his car was in the progress of then turning against the skid while slamming the brakes.....
Been to a number of auto-x events and have never seen anything like that. Course, vettes are beasts on the track, but a HELL OF A LOT less forgiving then cars like the GTR or ///M3. Better be damn sure of what you are doing with those beasts. Hopefully the guys was ok, sure he was. Car is screwed though. Cheers, e46e92
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10-12-2012, 02:49 PM | #49 |
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I purchased a 9-event policy through BMWCCA HPDE. Policy covers most HPDE's and Open track days.
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10-12-2012, 08:16 PM | #50 | |
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mods: track ready stuff
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10-23-2012, 01:41 PM | #51 |
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Depends on declared value of your car and how many track days per year. Quotes are free.
http://bmwhpdeins.locktonaffinity.co...ult.aspx?cID=1
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10-30-2012, 09:38 AM | #52 |
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I just signed up for a multi-event with Lockton. I was hesitant to get insurance per event when often I just go for the day (you pay for three days). The discount you receive with the multi-event makes it all good.
Ironically, the cost of the policy is almost what I paid for street coverage of my old track car.
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01-10-2013, 04:12 PM | #53 | |
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02-18-2013, 11:20 AM | #54 |
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Fortunately I can make no informed comments regarding whether there'd be any struggles to get the promised coverage, but my insurer - Nationwide - provides written assurance that my standard auto policy covers me during HPDE events.
FYI YMMV
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02-18-2013, 01:01 PM | #55 | |
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02-28-2013, 03:28 PM | #56 |
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Does anyone know if Track Day insurance insures you and the other guy, if something were to happen with another car.
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04-16-2013, 02:30 PM | #57 |
Track? What Track? I was just riding along . . .
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Lockton's website says they provide no liability coverage. So I think if it's your "fault" and the other guy pursues you for the $$$ damages to his/her car, Lockton won't help you with that.
I have NO idea what liability laws have to say about track accidents. You'll sign a waiver that purports to get the track and the event sponsor off the hook, but I don't know what driver-driver civil litigation would be like. |
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04-16-2013, 02:44 PM | #58 | |
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I bought insurance for one day total, and net is (~$400) in the hole. Oh well. |
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05-23-2013, 10:17 AM | #59 | |
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"Porschefile" is spot on with his comment. Over the years I've seen a few situations where waivers didn't hold up and individuals took on liability for claims related to motorsport incidents. We're working on developing a policy to provide liability coverage for individuals, but I don't have a timeline at this point. The other liability item most people don't think about is damage to the track. When you sign waivers, everyone is waiving their rights against everyone except the track doesn't waive their rights against you. Barber is notorious for billing drivers for damage to their barriers and I've even heard of bills for sod/landscaping. I'll be club racing with BMW CCA at COTA next month and they've made it abundantly clear that drivers are responsible for any damage they do to the track. Have fun out there and keep the shiny side up!
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05-27-2013, 05:46 PM | #60 |
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^^Awesome! Thanks for chiming in. If an accident happens and a claim is filed, is there any difference in procedure compared to conventional street insurance claims?
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05-28-2013, 09:59 AM | #61 | |
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The other big difference is that since this is a specialty policy, the accident isn't reported the same as street accidents...so it doesn't go on your record and cause an increase in your street insurance premiums for years.
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06-03-2013, 12:54 PM | #62 | |
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Maybe I'll see you on the track someday! |
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06-03-2013, 02:04 PM | #63 | |
Track? What Track? I was just riding along . . .
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Last edited by WarrantyTracker; 02-10-2015 at 01:38 PM.. |
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06-03-2013, 02:21 PM | #64 | |
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If you exchange dakar for arctic silver in that picture, it looks almost identical to what my E36 looked like after it was totaled. Whether you have insurance or not, it's really painful to lose your track car.
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06-03-2013, 03:33 PM | #65 | |
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Have a great weekend. E30 + S54 = Just now bought my coverage from Lockton. Additional benefit to buying used - only cost me $240, taxes and fees included. Definitely worth it for peace of mind, if nothing else. |
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06-22-2013, 06:53 AM | #66 |
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Been running with Lockton policies for a few years now... find that I'm a much more relaxed/better driver when I don't have to worry about a 50k mistake. Even with 60+ track days and countiing. Looking at picking up a multil event policy this year.
only cost me 125/weekend for my e46M3, and about 325/weekend for my e92M3. Worth every cent in my opinion after watching owners with liens on their cars get flat-bedded to the paddocks where they watch their cars get dropped on their chassis!
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