Car got stolen

Johndong888 · 07-31-2014, 10:36 PM

Quote:

Originally Posted by R.Xavier

I actually don't.

Quote:

Originally Posted by miringrains

I sure hope that they pay it in full, because if they don't... you're f*cked

Since there are probably no more new e9x m3, gap insurance at this stage is pretty pointless unless he got shafted buying the vehicle. The insurance payout will be market value which shouldn't be too bad if OP did his haggling work.

SenorFunkyPants · 08-01-2014, 02:35 AM

Quote:

Originally Posted by kawasaki00

Key shouldnt be a problem because it was on your property, in NC that is only a big deal if it is in public.

It would be touch and go here...if you leave a key in your car, the car unlocked and it gets nicked you wouldn't get a penny - being in the garage might mitigate though. The standard insurance small print says something like you must take reasonable precautions against theft.

kawasaki00 · 08-01-2014, 06:25 AM

Quote:

Originally Posted by SenorFunkyPants

It would be touch and go here...if you leave a key in your car, the car unlocked and it gets nicked you wouldn't get a penny - being in the garage might mitigate though. The standard insurance small print says something like you must take reasonable precautions against theft.

Shysters

PhillyNate · 08-01-2014, 06:57 AM

The days of "New Jersey Drive" are back in North Jersey unfortunately. Just saw a report about the Newark area on the news that said carjacking and auto theft are back in a BIG way again. Philly ain't no picnic either. 2 assholes carjacked a realtor last week and proceeded to run over an entire family selling items to help their church. The report stated that jacking and the type of theft the OP suffered are on the rise again because thieves are lazy and the auto theft deterrent systems are damn near undefeatable. Good luck to the OP. I wish you the best.

GreeKon · 08-01-2014, 07:53 AM

Quote:

Originally Posted by m3ray

Don’t mean to kick you while you’re down, but why the hell would you leave the key in the car . D the garage door open? How hard would have it been to stick the key in your pocket or close the door?? Not sure if this will impact your insurance settlement, technically it was your negligence that caused this.

Has nothing to do with luck and everything to do with poor choices.

doesn't matter. Car was stolen. Not his fault. It was on his property....so it was criminal trespass and grand theft. OP won't have an issue.

m3ray · 08-01-2014, 08:11 AM

Quote:

Originally Posted by SenorFunkyPants

It would be touch and go here...if you leave a key in your car, the car unlocked and it gets nicked you wouldn't get a penny - being in the garage might mitigate though. The standard insurance small print says something like you must take reasonable precautions against theft.

Exactly, leaving the key in the car and the garage open may not be viewed as reasonable precautions. If anything it is the opposite. If he tells the insurance company the real story they may legitimately give him a hard time.

This is just the kind of stuff insurance companies look for to reduce or withhold payouts.

EJT86 · 08-01-2014, 08:22 AM

Should post a description of your car and maybe plate # in case one of us spots it...at least the person might get caught

m3ray · 08-01-2014, 08:45 AM

Quote:

Originally Posted by GreeKon

doesn't matter. Car was stolen. Not his fault. It was on his property....so it was criminal trespass and grand theft. OP won't have an issue.

Incorrect. Every insurance company/policy is different. There are often times language within insurance policies that talk about taking the precautions mentioned above, it is by no means cut and dry like you’re stating.

Leaving the garage door open is one thing, leaving the door open with the key inside the car, is something else. The OP needs to pull out his policy and start reading it.

Ecksman · 08-01-2014, 08:49 AM

Thank you all for the feedback/kind words.

It's an 08 e90, interlagos blue, tinted windows. NJ tag ZDP63Z, it should be in the areas of Newark, Irvington, East Orange, Orange according to the last time I tracked my EZ pass.

bimmerfrk · 08-04-2014, 09:06 AM

And this is why Jersey sucks ballz

m3tech95 · 08-04-2014, 11:08 AM

damn OP good luck.......

Also what insurance company are you guys using that had smooth payouts for claims? Every company is different.....

Ecksman · 08-05-2014, 10:35 AM

Car was recovered, with the key. Went to look at it, all in all not too bad.

scutts · 08-05-2014, 11:21 AM

Quote:

Originally Posted by R.Xavier

Car was recovered, with the key. Went to look at it, all in all not too bad.

Damn. Are you keeping it?

Ecksman · 08-05-2014, 11:25 AM

Quote:

Originally Posted by scutts

Quote:

Originally Posted by R.Xavier

Car was recovered, with the key. Went to look at it, all in all not too bad.

Damn. Are you keeping it?

The car is gonna have to get re-keyed, rear seat needs to get replaced, a few scratches, few dents. I think I will keep it, I do love that car.

PhillyNate · 08-05-2014, 11:37 AM

Quote:

Originally Posted by R.Xavier

Quote:

Originally Posted by scutts

Quote:

Originally Posted by R.Xavier

Car was recovered, with the key. Went to look at it, all in all not too bad.

Damn. Are you keeping it?

The car is gonna have to get re-keyed, rear seat needs to get replaced, a few scratches, few dents. I think I will keep it, I do love that car.

2 words...Ferris Bueller. I would have an EXTENSIVE look at that engine and drive components. They probably beat the ballz off that car. Good luck to you.

Ecksman · 08-05-2014, 01:03 PM

Quote:

Originally Posted by PhillyNate

Quote:

Originally Posted by R.Xavier

Quote:

Originally Posted by scutts

Quote:

Originally Posted by R.Xavier

Car was recovered, with the key. Went to look at it, all in all not too bad.

Damn. Are you keeping it?

The car is gonna have to get re-keyed, rear seat needs to get replaced, a few scratches, few dents. I think I will keep it, I do love that car.

2 words...Ferris Bueller. I would have an EXTENSIVE look at that engine and drive components. They probably beat the ballz off that car. Good luck to you.

Yup, already spoke to the shop!!!

Route 16 · 08-05-2014, 03:51 PM

Who where how was it recovered?
Make it a track car now?!

Ecksman · 08-05-2014, 04:07 PM

Quote:

Originally Posted by Route 16

Who where how was it recovered?
Make it a track car now?!

Found abandoned in Newark, NJ. Haha no track car

JBiddy · 08-05-2014, 08:02 PM

Can you just not take the car back? Lol

Ecksman · 08-05-2014, 08:05 PM

Quote:

Originally Posted by JBiddy

Can you just not take the car back? Lol

Haha I don't think it works like that.

m3ray · 08-05-2014, 08:10 PM

Most likely a crime of opportunity, someone walking by sees the car with the garage open. Decides to take it for a joy ride and abandon it afterwards.

As others have said they probably beat the living crap out of the engine and transmission. What to do is going to be difficult. If you sell it you will take a hit now that it is on record as being a stolen car.

Can you claim diminished value on your policy?

WCM3 · 08-06-2014, 07:24 AM

Quote:

Originally Posted by R.Xavier

Found abandoned in Newark, NJ. Haha no track car

Do they inspect the car, run prints or anything like that and get lucky? Or do I watch too many tv shows?

Congrats on having it recovered.

08-01-2014, 06:57 AM	#26
PhillyNate ENTHUSIAST 135 Rep 2,097 Posts Drives: 2010 Porsche Cayman Join Date: Apr 2011 Location: Philadelphia iTrader: (0) Garage List 2010 Porsche Cayman [0.00]	The days of "New Jersey Drive" are back in North Jersey unfortunately. Just saw a report about the Newark area on the news that said carjacking and auto theft are back in a BIG way again. Philly ain't no picnic either. 2 assholes carjacked a realtor last week and proceeded to run over an entire family selling items to help their church. The report stated that jacking and the type of theft the OP suffered are on the rise again because thieves are lazy and the auto theft deterrent systems are damn near undefeatable. Good luck to the OP. I wish you the best. __________________ "what I'm driving here...is an ending." Jeremy Clarkson 2010 Carrara White Porsche Cayman 6mt 2014 Whiteout Toyota GT-86 6mt(Sold 05/23/15) 2011 Alpine White BMW M3 6mt ZCP Coupe(forced retirement 06/06/14) 2008 Alpine White BMW 328i 6mt Coupe(retired 06/21/11)
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08-01-2014, 08:22 AM	#29
EJT86 Brigadier General 2397 Rep 3,781 Posts Drives: 2018 M2 Join Date: Mar 2014 Location: Boston, MA iTrader: (0) Garage List 2022 BMW M240i [10.00]	Should post a description of your car and maybe plate # in case one of us spots it...at least the person might get caught
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08-01-2014, 08:49 AM	#31
Ecksman Second Lieutenant 17 Rep 203 Posts Drives: 08 e90 m3 Join Date: Sep 2013 Location: new jersey iTrader: (1)	Thank you all for the feedback/kind words. It's an 08 e90, interlagos blue, tinted windows. NJ tag ZDP63Z, it should be in the areas of Newark, Irvington, East Orange, Orange according to the last time I tracked my EZ pass.
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08-04-2014, 09:06 AM	#32
bimmerfrk Lieutenant 602 Rep 534 Posts Drives: Ferrari Red F83 Join Date: May 2012 Location: Tristate Area iTrader: (0)	And this is why Jersey sucks ballz __________________
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08-04-2014, 11:08 AM	#33
m3tech95 "Life is too short to drive slow.." 2 Rep 12 Posts Drives: E92 M3 Cpe DCT Comp. Pkg Join Date: Jun 2014 Location: Long Island / NYC iTrader: (0)	damn OP good luck....... Also what insurance company are you guys using that had smooth payouts for claims? Every company is different.....
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08-05-2014, 10:35 AM	#34
Ecksman Second Lieutenant 17 Rep 203 Posts Drives: 08 e90 m3 Join Date: Sep 2013 Location: new jersey iTrader: (1)	Car was recovered, with the key. Went to look at it, all in all not too bad.
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08-05-2014, 03:51 PM	#39
Route 16 I got lei'd 856 Rep 7,604 Posts Drives: '10 E90 M3 Join Date: Sep 2011 Location: Dark Side of the Moon iTrader: (62)	Who where how was it recovered? Make it a track car now?!
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08-05-2014, 08:02 PM	#41
JBiddy Brigadier General 200 Rep 3,840 Posts Drives: F82 ///M Join Date: Apr 2008 Location: Northern/N.J iTrader: (9)	Can you just not take the car back? Lol __________________ ///M
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08-05-2014, 08:10 PM	#43
m3ray Banned 104 Rep 701 Posts Drives: '09 e92 M3 Join Date: Jun 2014 Location: New York City iTrader: (0)	Most likely a crime of opportunity, someone walking by sees the car with the garage open. Decides to take it for a joy ride and abandon it afterwards. As others have said they probably beat the living crap out of the engine and transmission. What to do is going to be difficult. If you sell it you will take a hit now that it is on record as being a stolen car. Can you claim diminished value on your policy?
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