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Chirped Rim (even repaired) reduces resale and especially trade-in value by about $300-400. So you'll pay one way or the other. If you replace the wheel at least you'll have a nice looking car while you still have it.
BTW, if $500 seems like a big deal you obviously drive a car you can barely afford. I could get fully loaded GT3 but I decided to buy M3 just to have comfort of not thinking that some unpredicted expense that may come with the car could hurt me.
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