Even a concrete block constructed home, which is less susceptible in a storm than wood frame, can suffer destruction in a storm. Losing a roof or getting flooded from storm surge or localized flooding can cause major damage or even total loss. Building codes evolve and improve, but natural disaster-proofing a home is not financially feasible for all homes.
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Current: 2018 SO/SS F83 ZCP
Gone: 2015 SO/SO F82
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