Quote:
Originally Posted by sperkins
Hoping to resurrect this topic, as I’m now looking at track day insurance. I’ve done around 10 days with no close calls, but with some experience now, I’m wanting to push the car a little harder.
I’ve done some research on the following (E92 M3 30k car value + 5k mod value):
Hagerty/RLI $231- 15% deductible
Open track $320- 10% (annual 260.97 5% deductible)
Lockton Motorsports-BMWCCA 10% discount- $227 (15% deductible
Has anyone had to file a recent claim? How did it go?
-Steve
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I know of few folks who have submitted claims to RLI and Lockton with no major setbacks. My wife used OnTrack and we ran through hurdles with Great American Insurance (the underwriter) in regards to getting paid out. Took months of pinging the agent as they were taking their sweet ass time. I heard from my bodyshop guy that worked with RLI, they were paid out in less than 2 weeks meanwhile my wife's setup took over 3 months.
Track insurance makes sense if you can't walk away from a crash + misc fees (towing, damages to the track).