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Originally Posted by Sara504
Blue Cross Blue Shield
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+1. I have their in network plan which is $2,300 a year ($1,700 after a healthy lifestyles credit) through my work. It's a really solid plan. I've yet to find a doctor that won't accept it. No yearly limit and only a $20 co-pay for an office visit is really the only expense with it. Hospital trips are 100% covered with zero deductible or ceiling on expenses. I'm in good health, so that comprehensive of a plan might be overkill, but I would rather pay a bit extra for the peace of mind. All the PPO plans that are offered at my work have a annual deductible (lowest is $300) which isn't that bad, but if you ever go to the hospital they only cover 90% of the bills. That might sound like a lot but if you have some type of serious accident that runs into the hundreds of thousands of dollars even 10% could put a big strain on your finances.