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if it's worth it to get an m3, take the hit... economy sucks and half the people who would buy your car can't afford it.
personally, i don't think you're too far from an m3 and would just keep it. my m3 is pretty much retired, it's old, has a ton of miles, can't even keep up with your car... though not selling it has saved me tons of money, and still feels good to say i have an m3.
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