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      09-20-2012, 11:08 AM   #10
NoM3ForMe
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Drives: '10 Legacy, '07 Kia Sorrento
Join Date: Aug 2008
Location: ...location, location?

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DO NOT use BMW Select. As was stated earlier in the thread, go with a lease instead and use MSD's to buy-down your money factor. If at the end of the lease, you still want the car, then just finance the balance. The economy stinks right now in general so, it seems to me that banks are getting more-and-more aggressive with financing rates to offset their profit deficits.
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