Current gen Civics are rattle traps (trust me, I own an Si). For DD duties, I'd consider a Mazda3 four door. Invisible to cops, good gas mileage, fun to drive. The Mini is just too expensive if all you want is something to drive to work and back.
If you're considering the xD, also look at the Nissan Versa. They are unbelievably roomy and feel very upscale for the price.
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