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      10-15-2020, 06:58 PM   #74
alex2364
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Drives: 2020 M4 ZCP / 2023 X3 M40i
Join Date: May 2005
Location: Northern VA

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2020 BMW M4  [10.00]
2023 BMW X3 M40i  [10.00]
Quote:
Originally Posted by GOLFFRR View Post
I try to make sure to put my 2 cents in when I see any insurance thread. Just want everyone who doesn't know that most insurance companies do not replace the cost of brand new OEM parts instead they will cover the cost of their certified parts. However when a warranty claim comes up and you do not have brand new OEM replacement parts it could impact your claim. Just keep that in mind. A lot of the cheaper insurance companies follow this so be aware. Chances are most do not know this till they go to make a claim. We see it a lot, if you are not sure what your binder/policy looks like I suggest you ask your insurance and see if you can make sure there is a footnote that any issues they will cover the cost to replace with brand new OEM parts and not third party parts.
How is a BMW dealer going to get certified parts? You can bring your car to any shop including dealers and they will reimburse the dealer/shop.
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