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I try to make sure to put my 2 cents in when I see any insurance thread. Just want everyone who doesn't know that most insurance companies do not replace the cost of brand new OEM parts instead they will cover the cost of their certified parts. However when a warranty claim comes up and you do not have brand new OEM replacement parts it could impact your claim. Just keep that in mind. A lot of the cheaper insurance companies follow this so be aware. Chances are most do not know this till they go to make a claim. We see it a lot, if you are not sure what your binder/policy looks like I suggest you ask your insurance and see if you can make sure there is a footnote that any issues they will cover the cost to replace with brand new OEM parts and not third party parts.
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