[Roth517]

I've had my E92 335i for exactly three years (bought it brand new) and it's the best car, let alone BMW, that I've owned. It's fast, gets good mileage, turns heads, etc. Like many 335 owners, however, the M3 has always intrigued me because, well, it's an M3. I originally planned on an M3 before it came out but the MSRP was a little out of my range, so I settled with my 335.

Recently I found a 2009 M3, loaded, low mileage, non-CPO but with warranty until 4/2013 and extended maintenance until 4/2015 (my warranty/maintenance is up 8/2012). I dickered the BMW dealership down to their admitted break even price ($55K) and they were also going to throw in a set of OEM 18" M3 wheels that I could mount snows on. But, with taxes, it was still nearly a grand higher than what I budgeted myself for a loan amount, so I said no thanks. (I'm fiscally responsible and am not going in the hole for a car, even if it's an M3, and had budgeted the appropriate increased annual amounts for fuel and insurance.) In reply, the dealer said they were not willing to sell the car at a loss right now, but "maybe in a month." As we all know, it's a niche car and it's fall. They've had it since Aug 1st and won't want to be sitting on it all fall and winter.

This would be a daily driver. I don't take many long trips. I've tracked my 335, but I won't be doing any more tracking because I don't have the fuck-you money to be buying new tires all the time.

So, the million dollar question: does it make sense and is it worth taking out a $42K+ loan with a 2.79% interest rate on a two and a half year-old car when I only owe $13K (at .9%) on mine and the F32 335/435i should be out spring of 2013 (which is what I'd get if I waited)? I love the my car, but it's just kind of old. What say you, M3ers?? Is it worth it for a daily driver? The responsible side of me says it's not worth it just for a V8, iDrive/nav, enhanced audio, and a HDD that I could store mp3s on...but it's such a badass car. Thanks and sorry for rambling.

EDIT: My daily commute is 10 miles, half freeway, half city. I wouldn't really be going out looking for twisties on the weekend and, like I said, I wouldn't be tracking it.