Quote:
Originally Posted by ///M Rakete
Let your own insurance company do the leg work. That's why you pay for insurance. It's there not just for when you might be at fault. And no, your rates won't go up for having your insurance company handle an accident for which someone else was at fault. I've been hit and I hit someone, in each case my insurance company handled it. My rates were only affected by whether I was at fault or not.
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+1. Don't talk to the other insurance company; let yours do the work. They will work hard to avoid paying out to you.