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I always have it multiple areas. I have two tech-heavy ETFs that have a lifetime return of over 40%
My day and swing trading is low-risk in blue chip but I dabble in energy and biotech every now and then. Amzn has been good to me, seeing similar returns like canadian maples did a decade ago.
If you're talking about a savings account... get that money out of there, it's doing nothing. What is your savings interest rate? 0.01%? Maybe 0.1%? 1% if you're lucky?
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