Quote:
Originally Posted by italy430
ok moosef**k.... i just read that you're from Tennessee so maybe that should explain a lot. we are in the 21st century so wake up! virtually everything is done online these days, online banking, online shopping, online get-your-ass-wiped.... EVERYTHING!! A signature was originally required to ensure that Mr. B was actually Mr. B. But if you turn your little pea sized brain on for one second you'll realize that having someone's personal information is a lot more secure than having a signature. Thats how ALL online shopping and banking outfits run today. Welcome to 2008. It makes VERY CLEAR that when you commit to buying something on ebay that you enter into a legal binding contract between you and the seller or buyer, whichever the case may be. And the nice thing about technology is that you can TRACE everything so it is MORE SECURE than a signature. I really would like to smash this into your head because I'm not sure you really get anything that anybody on this forum is saying.
And you say it was a "mistake" and you should let him off cause he was a nice guy and called you. Well thats very sweet, but get into reality. Have you ever had to take responsibility for your actions? You don't appear to have, otherwise you would know that if you screw up you have to take responsibility for your actions. Also, the dealer can't play the thing that "we didn't know" or anything like that. They changed the buy it now TWICE. It is the company's fault for this, not an individuals. If they assigned a new salesman to put it up on ebay, a site where he didn't have any knowledge of, how should he have to pay? IT IS THE DEALER'S RESPONSIBILITY!!!!! Please educate yourself in the real world and sign up for Intro to the 21st Century. I believe they only offer it in Tennessee.....
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Wow. That was some tirade. I think you'll find I'm likely right on the technical side of this. There is a reason why credit card companies charge higher rates for online CC purchases than hand swiped signed copies. The main reason is that it is much easier to dispute an online purchase if there isn't a signed copy of the contract somewhere. Signed swiped copies have more secure records because you have proof of agreement. Its also why they give you the copy and they keep the original with your signature.
CC companies have tried to mitigate the problem by putting the 3 number security code on the back to make sure you have actual physical ownership of the card, but it isn't a guarantee.
But seriously, they just recently allowed electronic check transmittal from bank to bank and did away with the big clearing houses that used to physically handle bank to bank check transfers, and that was a HUUUUGE legal deal that requires a bunch of secure terminals and custom software (Carreker-Antinori was a big player in that, used to be partially owned subsidiary of SAIC).
Anyhow, physical signatures are generally still the only iron-clad form of contractual agreements, although maybe in the future they'll find a way to make electronic agreements less susceptible to fraud.
Anyhow, thats AFAIK, but of course at leeest thaz wut I red on sum fansee innertubes wayub site.
