[tdott]

Originally Posted by smokinjoe64

I was excited about Hagerty until further probing.

We all luv a low premium price, it's when a claim arises the value proposition becomes apparent. Hmmm?!?

Consumer Affairs: https://www.consumeraffairs.com/insurance/hagerty.html

So any M3 claims experience to share?

I had a good claim experience, was sideswiped in my e46 m3. Hagerty sent an appraiser out, cut me a check in my name. I paid the body shop of my choice directly. (or could have kept the funds and fixed it myself or something).

Body shop agreed the appraiser was right on in his estimate and it was more than fair.

Later Hagerty agreed to reimburse me for the cost of several moldings that broke while being removed for paint.

so imo my claims experience was pretty good.
They do not provide a rental car though, since this is not meant to be your primary car coverage. Which I had no problem with since I had other cars I normally drive.