It might be worth noting that the OP is in the UK.
To the OP you will need to talk to your dealer - if you have a BMW extended warranty you should be able to extend it every year for as long as you own the car.
However note that it used to be that if you let the warranty expire you couldn't then renew it - I don't know if thats the case now.
The policy covers you for everything except wear and tear...worth the money considering big ticket items are very expensive.
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