Quote:
Originally Posted by m3dvo
Wow... Geico sucks then. I've unfortunately been involved in a few incidents and fortunately was not found at fault and I've always contacted my agent first and gone through my insurance. I've not had my rates go up because of an accident that was not my fault.
In my experiences, by going through my insurance, they deal with chasing the other insurance company. But like I said before each insurance company is different and each state has their own laws on it.
And agree, insurance companys are the devil.
If you have a good agent, call them and get their option... you don't have to file anything.
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If your insurance company is good, they will go to battle for you. I was a hit & run victim by an uninsured, unliscensed driver while our vehicle was parked unattended. A good sameritain got the plate of the offender & reported it to the police. My USAA insurance was able to get $$ from the uninsured driver 2 years after the accident to repay me my deductable.
