[isugoo]

1. roughly 6k less than MSRP would be an invoice price. and keep in mind that BMW 7500 incentive on remaining 08 models so I belive 53k would be pretty good deal as long as it's not a demo car.

2. lease on 08 cars are really worst (rate is not working as you a favor). dont think about leasing 08s.

3. BMW doesn't have any special rate for 08 cars (7-7.5%) so find your own credit union deals like penfed. And basic rule of balloon is basically you pay lower rate lease payments but you're obligated to buy it (consider this as that you're leasing it but you must buy it or sell it your own instead of returning it).