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Figure on CPO adding $2k to $3k to the price of a dealer used car and obviously on top of that it bumps you into the dealer price range, not the private party price range. If you find the differential to be $5k, you could roll the dice and "self insure" for repairs for years 5 and 6. You will get the remainder of the existing 4 year or 50k warranty from the "in service" date no matter what.
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