Ehh, not sure it's appropriate to post on the internet.
I will say that I read something a few months ago stating most Americans wouldn't be able to pay for a $1000 emergency, which is a bit alarming.
Some people are just terrible with money. My family grew up on the tighter side of budgets, so I was always a good saver. I mowed lawns and stuff at 10 years old and had enough to buy my first car at 16 and have kept saving/investing since.
I have friends who are married, and their dual income totals over 300 grand, yet they never seem to have any money. They drive older cars, live in a decent house but not a mansion, and yet they have finance problems. I work with people who are well into retirement age making 6 figure salaries and say they can't ever retire. Where does it all go?