[khp3655]

My 2022 Z4 just got hit. It was parked and the person who hit the car is taking responsibility and their insurance will cover the repairs. The damage is noticeable (rear passenger corner), but minor. No sensors involved and the car drives fine.

My concern is the diminished value through Carfax and other sites. Trade-in value drops as soon as you check the box at trade-in that says "any accidents"?

Any tips for how to ask for diminished value through the insurance company? (I am in VA, accident was in MD). What kind of appraisal will I need to get? I know that I can show the difference on Caravan or Carmax through the reduced offers they will provide between a no-accident car and a car with an accident.

I appreciate other's input on this.