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BMW NA replaced my blown E46 M3 engine when I had about 40k miles on it. I got a loaner 330 or 335 for 6 weeks, and when I sold the car with about 110k on the car but only 70k on the engine, it was a selling point. The guy who bought it said he wouldn't have bought it if it still had the original engine.
That the free new engine and see what kinda loaner you can get!
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