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Hundreds of thousands of people buy aftermarket or third party warranties for their vehicles with the hope that IN CASE of a mechanical breakdown they wouldn't have to come out of pocket a tremendous amount of money. Almost all OEM's offer their own factory warranties as well. The reasons behind this is simple, cars will eventually break. Why not give yourself the piece of mind or "insurance" that you could eliminate the possibility of a massive expense? I agree that there is a ton of cars on original bearings well into their mileage life with no issues, yet. Hell, even for resale purposes its better knowing you could purchase a vehicle from someone who has invested into preventative maintenance. Look into early 2000's 911, IMS bearing failure hasn't happened to every one out there but is well documented, like rod bearings, and has proven to be a know preventative measure which can cost a few thousand and save a 10+ thousand dollar breakdown.
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