Hi! I read that like any company, there are some reviews and complaints about Vive Financial. Some customers have complained about high interest rates and hidden fees. However, most customers leave positive reviews about the company and its service. I am interested in this question: What loan terms does Vive Financial offer and what are the risks for customers?

Hello! Vive Financial offers consumer loans in amounts ranging from $500 to $15,000 for terms of 6 to 60 months. Interest rates can be high, and can vary depending on the borrower's credit history and other factors. In addition, the company may charge some additional fees, such as application processing fees, fees for missed or delayed payments, etc. As with any company, there are certain risks for customers associated with taking out a loan. Customers should be prepared for the fact that payments not paid on time could result in penalties and an increase in the total amount of the loan. In addition, high interest rates can lead to additional financial hardship. Therefore, before taking out a loan, you should carefully review all the terms and conditions and assess your financial ability to pay the loan payments on time.