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      06-07-2013, 06:22 PM   #1
WangTa
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Insurance Rates in Baltimore?

Hey guys,

I know it's tough to compare apples to apples given everyone's profile is a bit different, but I'm moving to Baltimore from Cali and was curious what I should expect for insurance rates? I keep hearing Baltimore, given it's "the wire" reputation, will have sky high rates? Is that true?
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      06-07-2013, 06:57 PM   #2
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My insurance rate is crazy more expensive in MD then it was in CA.

This was a few months ago. Made me want to not register the car in MD. State Farm, USAA, All State... All around double the CA rate.

Good Luck
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      06-07-2013, 09:55 PM   #3
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Quote:
Originally Posted by WangTa View Post
Hey guys,

I know it's tough to compare apples to apples given everyone's profile is a bit different, but I'm moving to Baltimore from Cali and was curious what I should expect for insurance rates? I keep hearing Baltimore, given it's "the wire" reputation, will have sky high rates? Is that true?
My suggestion is to live outside the city, suburban insurance rates are much better.

I work in Baltimore but live outside 695. Will PM me you more information.
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      06-08-2013, 08:17 AM   #4
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Suburb better, whatever you do, don't lie to your insurance about your residency, it's fraud, and if something happens and they find out, you could be out a lot of money. Best way to check is do a zip code check with an agent
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      06-08-2013, 08:34 AM   #5
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Quote:
Originally Posted by TheDeliverator View Post
My insurance rate is crazy more expensive in MD then it was in CA.

This was a few months ago. Made me want to not register the car in MD. State Farm, USAA, All State... All around double the CA rate.

Good Luck
My insurance rate jumped moving from Va to Md. MD just has really shitty drivers between the Baltimore and DC beltways.
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      06-10-2013, 03:56 PM   #6
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Quote:
Originally Posted by Snig
Quote:
Originally Posted by TheDeliverator View Post
My insurance rate is crazy more expensive in MD then it was in CA.

This was a few months ago. Made me want to not register the car in MD. State Farm, USAA, All State... All around double the CA rate.

Good Luck
My insurance rate jumped moving from Va to Md. MD just has really shitty drivers between the Baltimore and DC beltways.
Word

Worst drivers I've come across.
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      06-11-2013, 12:09 PM   #7
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I live 20 minutes north of Baltimore city and my rate is $84 a month on my M. Clean record except for stupid license plate tickets.
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      06-12-2013, 08:26 AM   #8
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I just switched to Geico from Met. Same coverage was less than half of what I was paying.
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      06-12-2013, 09:26 AM   #9
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I pay $65/month on insurance. $100k/$300k/$100k with $500 deductible through Geico.

I live in Suburban MD. Clean record to date. Married. Age: < 30
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      06-14-2013, 01:48 AM   #10
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Quote:
Originally Posted by classic6 View Post
I live 20 minutes north of Baltimore city and my rate is $84 a month on my M. Clean record except for stupid license plate tickets.
Quote:
Originally Posted by checkmate View Post
I pay $65/month on insurance. $100k/$300k/$100k with $500 deductible through Geico.

I live in Suburban MD. Clean record to date. Married. Age: < 30
Must be living in the City that's killing me then
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      06-17-2013, 05:58 PM   #11
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I am 28 and I live in downtown Baltimore, by 1st Mariner. 100k/300k/100k and $500 deductable for about $100 a month. Decent record, not clean. Been with Statefarm for 10 yrs. Been on my own since college and have built really good credit. I dont know other state rates but I have been in MD for all of my life and the rates are not bad. I know of other my age paying alot more for minimum coverage. I am actually paying a bit less for my e92 m3 then when i had my e92 335i

Last edited by toan414; 06-17-2013 at 06:19 PM.
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