Thinking of refinancing with CapOne

CDM3DCT · 06-17-2013, 02:05 PM

Any decent experiences? I feel all the reviews I read are pretty bad but their rate is decent... What gives?

bkrM3 · 06-17-2013, 02:51 PM

Quote:

Originally Posted by CDM3DCT

Any decent experiences? I feel all the reviews I read are pretty bad but their rate is decent... What gives?

PenFed is the way to go: https://www.penfed.org/refinance-auto-loan/

My parents just used them to refinance a note on their Volvo. If Capital One can beat 1.74% I'll eat my hat.

kevin///mlee · 06-17-2013, 02:55 PM

+1 for PenFed. I've had great customer service with them and an awesome rate!

nujabes24 · 06-17-2013, 03:47 PM

if you are military go navy fed bro best interest rates possible

kmarei · 06-17-2013, 07:06 PM

Al Capone?

CDM3DCT · 06-17-2013, 09:43 PM

Quote:

Originally Posted by bkrM3

PenFed is the way to go: https://www.penfed.org/refinance-auto-loan/

My parents just used them to refinance a note on their Volvo. If Capital One can beat 1.74% I'll eat my hat.

I didn't even think about credit unions. I looked at how to join PenFed but I don't think I fall into any of their categories to join. But in doing the research I found info on MCT or what was of them. Apparently now they're education systems... Point is I joined and got approved for 2.24 rate (better than the 2.75 i was offered at CapOne). don't start paying until September and I get 200 bucks. Apparently the guy who helped me is also coming to my office with the loan docs- which I find hard to believe but whatever.

Sounds a little to good to be true so I'm going to wait on confirming their services. I do like the fact that I'm working with 1 guy rather than the 3 from CapOne.

Has anyone worked with the educations credit union?

bkrM3 · 06-18-2013, 06:01 AM

All you do to join PenFed is pay a nominal fee. I think it's $15, split between a $5 checking (or deposit) account you'll never use and a $10 donation to a military-related charitable organization.

Gins · 06-19-2013, 09:36 PM

Quote:

Originally Posted by nujabes24

if you are military go navy fed bro best interest rates possible

This.

06-17-2013, 02:05 PM	#1
CDM3DCT Second Lieutenant Drives: Jet Black M3 DCT Join Date: Dec 2010 Location: Maryland Posts: 261 iTrader: (0)	Thinking of refinancing with CapOne Any decent experiences? I feel all the reviews I read are pretty bad but their rate is decent... What gives?
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06-17-2013, 02:55 PM	#3
kevin///mlee Private First Class Drives: E90 M3, E30 M3 Join Date: Sep 2012 Location: Bay Area, CA Posts: 190 iTrader: (2)	+1 for PenFed. I've had great customer service with them and an awesome rate! __________________ Akrapovic \| AngeliBright \| APEX \| Hankook \| IND \| JRZ RS1 \| Macht Schnell \| Mode Carbon \| Volk Racing \| Vorsteiner
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06-17-2013, 07:06 PM	#5
kmarei Major General Drives: 1988 E30 M3 Evo II Join Date: Jul 2008 Location: Reston, VA Posts: 6,439 iTrader: (32)	Al Capone? __________________ This user has been banned from the 4 series forum because he doesn't sing its merits like the admins want us all to
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06-18-2013, 06:01 AM	#7
bkrM3 Major Drives: E90 M3 Join Date: Apr 2010 Location: Main Line Posts: 1,360 iTrader: (9) Garage List 2009 BMW M3 [4.75]	All you do to join PenFed is pay a nominal fee. I think it's $15, split between a $5 checking (or deposit) account you'll never use and a $10 donation to a military-related charitable organization. __________________ E90 M3 Space/Fox/6MT E92 335i BSM/Saddle/6MT - Sold
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06-17-2013, 03:47 PM	#4
nujabes24 First Lieutenant Drives: 2008 bmw m3, 2012 BMW M3 Join Date: Sep 2012 Location: nj Posts: 390 iTrader: (0)	if you are military go navy fed bro best interest rates possible
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