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View Poll Results: Do You Lease or Own Your Current Primary Vehicle?
Lease 7 15.22%
Own 39 84.78%
Voters: 46. You may not vote on this poll

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      07-20-2014, 12:36 PM   #1
BayMoWe335
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Do You Lease or Own Your Current Car?

Thinking about you primary driver, do you lease or own your current vehicle?

What kind of car is it?
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      07-20-2014, 12:45 PM   #2
Sedan_Clan
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Almost always lease my Bimmers.
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      07-20-2014, 12:54 PM   #3
2011CrazE89
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Own the Z4
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      07-20-2014, 01:24 PM   #4
Mardio
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Own with title in hand.
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      07-20-2014, 01:32 PM   #5
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Leasing the 235i.

I leased to own the previous 335i and got tired of the maintenance so I sold it. I will only lease cars from now on. If I want to own it, I will buy a Lexus. Depending on how reliable the 235i is though, I might end up buying it out.
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      07-20-2014, 02:49 PM   #6
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Quote:
Originally Posted by BMW E90 View Post
Leasing the 235i.

I leased to own the previous 335i and got tired of the maintenance so I sold it. I will only lease cars from now on. If I want to own it, I will buy a Lexus. Depending on how reliable the 235i is though, I might end up buying it out.
x2
Own my current 2009 328i xDrive - bought new.
Will lease next one. Dealing with maintenance sucks.
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      07-20-2014, 02:56 PM   #7
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      07-20-2014, 02:56 PM   #8
Skiddish
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I do my own maintenance, only own vehicles. Two Zs and doesn't look like it'll be stopping anytime soon.
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      07-20-2014, 02:58 PM   #9
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I keep my cars six plus years. It is cheaper to own for me.
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      07-20-2014, 03:04 PM   #10
Sedan_Clan
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Quote:
Originally Posted by DanG
I keep my cars six plus years. It is cheaper to own for me.
Good point about the length of time in which a person typically owns a vehicle. These lease/buy topics generally turn into self righteous discussions replete with "If you're leasing, you can't afford [insert car here]" type comments. The reality is that it makes more sense to lease if you change cars every few years; buy if you tend to keep cars until loan maturation.
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      07-20-2014, 03:20 PM   #11
N55
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      07-20-2014, 03:27 PM   #12
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Own with titles from day one, but would probably never buy another BMW. I would lease.

BMW seems to have embraced a nearly all lease mentality. The lease residuals seem well above the real world residual value of their vehicles.
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      07-20-2014, 03:31 PM   #13
Sedan_Clan
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Quote:
Originally Posted by chumley
Own with titles from day one, but would probably never buy another BMW. I would lease.

BMW seems to have embraced a nearly all lease mentality. The lease residuals seem well above the real world residual value of their vehicles.
What makes you say that?
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      07-20-2014, 04:10 PM   #14
dreamingat30fps
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      07-20-2014, 09:35 PM   #15
John 070
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Listen to the Suzemaster

http://www.suzeorman.com/resource-ce...-or-buy-a-car/
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      07-20-2014, 10:11 PM   #16
Sedan_Clan
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Quote:
Originally Posted by John 070
Give us the short......Suze said??????
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      07-20-2014, 10:12 PM   #17
P1et
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I've always owned my vehicles since I tend to own them for quite some time. But for everyone who leases here, why did you lease?
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      07-20-2014, 10:19 PM   #18
m3ray
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Own e92 M3, VW GTI... leasing is a rip off.
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      07-20-2014, 10:36 PM   #19
John 070
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Quote:
Originally Posted by m3ray View Post
Own e92 M3, VW GTI... leasing is a rip off.
Sure is.....

Sometimes you hear, "If you own a business, leasing makes total sense."

Well, if you own a successful business, owning makes total sense, you still depreciate the expense. It comes down to cash flow. You need a truck to make deliveries, but your business is in the red. So you lease a truck. But when your personal finances are in the red, you could buy a less expensive car....
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      07-20-2014, 10:37 PM   #20
Sedan_Clan
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Quote:
Originally Posted by P1et
I've always owned my vehicles since I tend to own them for quite some time. But for everyone who leases here, why did you lease?
My answer is easy: 12 vehicles - including the car purchased for a gf - since 2002 (...an '02 330ci, an '03 M3, an '04 G35, an '05 M3, an '06 330i, an '08 M3, an '09 M3, a '11.5 M3, an '11 128i for the GF, a '13 X5, '14 335i, '14 X5)...the M4 will make 13. I've never kept a car long enough to even get out of the warranty period.
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      07-20-2014, 10:39 PM   #21
P1et
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Quote:
Originally Posted by Sedan_Clan View Post
My answer is easy: 11 vehicles since 2002....the M4 will make 12. I've never kept a car long enough to even get out of the warranty period.
So do you just get a 12 month lease every time you get a new car?
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      07-20-2014, 10:40 PM   #22
Sedan_Clan
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Quote:
Originally Posted by P1et
Quote:
Originally Posted by Sedan_Clan View Post
My answer is easy: 11 vehicles since 2002....the M4 will make 12. I've never kept a car long enough to even get out of the warranty period.
So do you just get a 12 month lease every time you get a new car?
I always lease with the intent on keeping them through the entire lease period, but I always end up selling or trading. I have dealer connects. Some cars were only kept a short time. The '13 X5 I sold after 5 months and the '14 X5 I just sold yesterday (..it was a month old). The '09 M3 I sold after about 5 months and the '04 G35 was stolen. The '14 335i is for sale now. Hopefully it'll sell within the next week or two.
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