BMW M3 Forum (E90 E92)

BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read


Go Back   M3Post - BMW M3 Forum > M3 (E90 / E92 / E93) > General M3 Forum (E90 + E92 + E93)
 
Lux Angel Eyes
Post Reply
 
Thread Tools Search this Thread
      07-16-2012, 01:19 PM   #1
Im4citadel
Der Stalag EUA
12
Rep
158
Posts

Drives: 2013 Carbon Black 550I Xdrive
Join Date: Mar 2011
Location: McLean VA

iTrader: (0)

M3 may be gone....

Guys:

Some bad news.

I got into an accident this past weekend and the airbags deployed in the vehicle.

Doe this mean that the car is totaled?
__________________
2013 CB 550I Xdrive/2011 Grey 335I Xdrive(Wife's)/2002 Red 360 F-1/2012 SB S1000RR
"A BMW can't take you as far as an Education, but the ride there will be amazing."
Appreciate 0
      07-16-2012, 01:28 PM   #2
eisenb11
Major
United_States
19
Rep
1,146
Posts

Drives: 2012 E92 M3 SSII
Join Date: Oct 2007
Location: Redondo Beach, CA, USA

iTrader: (0)

Not necessarily, post some pics.
Appreciate 0
      07-16-2012, 01:33 PM   #3
SDPRT
Lieutenant
SDPRT's Avatar
United_States
10
Rep
556
Posts

Drives: 08 M3 Space Gray/MT
Join Date: Feb 2012
Location: San Diego, CA

iTrader: (4)

Garage List
2008 BMW M3 e92  [0.00]
Awe man that sucks. Glad you're Ok. As for the car current value vs cost to repair. Need more details or yet call your agent.
__________________
RPI GTc/ RPI X-Pipe/DINAN Stage2/KWV3/18" BC Forged RS41/Mode Carbon V2 GTS/RPI AF + Red Scoops/Lux Angel Eyes.
Appreciate 0
      07-16-2012, 01:34 PM   #4
Legion5
Major
Legion5's Avatar
56
Rep
1,379
Posts

Drives: e92
Join Date: Dec 2007
Location: USA

iTrader: (12)

Probably not
__________________

Clean cars are happy cars!
CANON PHOTOGRAPHER
Appreciate 0
      07-16-2012, 01:39 PM   #5
sello
Second Lieutenant
5
Rep
204
Posts

Drives: 2008 BMW M3
Join Date: Mar 2012
Location: CT

iTrader: (0)

def not totaled just for bags
Appreciate 0
      07-16-2012, 01:45 PM   #6
C|3R1C
So Kewl Guy
C|3R1C's Avatar
12
Rep
552
Posts

Drives: 2010 E93 M3 DCT
Join Date: Sep 2011
Location: Los Angeles

iTrader: (1)

Depends why they deployed. Simple fender bender? Nah. For a huge head on collision, with serious frame deformation and half the car falling off? Most likely. But like mentioned above, current car value - repair costs. Only totalled if the result is negative. However, you will probably have an accident on the carfax now.
__________________
2010 E93 M3 / MS Catless X-Pipe / AA Catback / Vorsteiner Vented Hood and Bootlid E93 Trunk / ADV1 7.1 Wheels GB / LS3 LED Lights / Harrop Supercharger
Appreciate 0
      07-16-2012, 01:49 PM   #7
m3an
Banned
m3an's Avatar
21
Rep
1,611
Posts

Drives: M3
Join Date: Oct 2010
Location: South Florida

iTrader: (2)

I don't know about VA state laws but it's most likely 75% of vehicle value. Your questions are very vague; what year car, miles? damages? I am an Automobile appraiser and could prob give you an idea based on pics; hope you're ok!
Appreciate 0
      07-16-2012, 02:01 PM   #8
smmmurf
Colonel
33
Rep
2,116
Posts

Drives: 2009 M3 Sedan 6MT
Join Date: Feb 2008
Location: Pleasanton, CA

iTrader: (7)

$30,000 of damage or more will likely be a total. lots of expensive components that can be salvaged from these cars
__________________
M3 Sedan - AW/Black - 6MT - no moonroof - no folding seats - RAC RG63 - clear bra by Omega Werks
Appreciate 0
      07-16-2012, 02:18 PM   #9
swartzentruber
Captain
United_States
10
Rep
628
Posts

Drives: 2011 E90 M3
Join Date: Oct 2008
Location: Chicago NW suburbs, IL

iTrader: (0)

Quote:
Originally Posted by C|3R1C View Post
Depends why they deployed. Simple fender bender? Nah. For a huge head on collision, with serious frame deformation and half the car falling off? Most likely. But like mentioned above, current car value - repair costs. Only totalled if the result is negative. However, you will probably have an accident on the carfax now.
If insurers followed this rule exactly, they'd probably be out of business, as the repair shops would just all underestimate the repairs by a little bit to get the business. What I've seen is typically repairs >=75% of value, or >=51% if there's frame damage, gets totalled. Keep in mind the insurer keeps the salvage value of the car if they total it, so the break-even point for this equation is well above zero.

Additionally, air bags don't go off for minor fender benders (unless they go off in error). There was a recent thread about someone hitting a tree at a fairly good speed, and the airbags didn't deploy because it was on the side and not head on. Bottom line, an airbag deploying accident doesn't guarantee a total, but it means it's well on its way.
__________________
2011 Jerez Black/Fox Red E90 M3 DCT, ZCP, ZCV, ZCW, ZP2, BMW Apps
2004 VW R32 (track car)
Appreciate 0
      07-16-2012, 02:28 PM   #10
C|3R1C
So Kewl Guy
C|3R1C's Avatar
12
Rep
552
Posts

Drives: 2010 E93 M3 DCT
Join Date: Sep 2011
Location: Los Angeles

iTrader: (1)

Quote:
Originally Posted by swartzentruber View Post
If insurers followed this rule exactly, they'd probably be out of business, as the repair shops would just all underestimate the repairs by a little bit to get the business. What I've seen is typically repairs >=75% of value, or >=51% if there's frame damage, gets totalled. Keep in mind the insurer keeps the salvage value of the car if they total it, so the break-even point for this equation is well above zero.

Additionally, air bags don't go off for minor fender benders (unless they go off in error). There was a recent thread about someone hitting a tree at a fairly good speed, and the airbags didn't deploy because it was on the side and not head on. Bottom line, an airbag deploying accident doesn't guarantee a total, but it means it's well on its way.
Thank you for adding more knowledge to my statement and clearing it up!

To the OP: What he said lol.
__________________
2010 E93 M3 / MS Catless X-Pipe / AA Catback / Vorsteiner Vented Hood and Bootlid E93 Trunk / ADV1 7.1 Wheels GB / LS3 LED Lights / Harrop Supercharger
Appreciate 0
      07-16-2012, 02:34 PM   #11
m3an
Banned
m3an's Avatar
21
Rep
1,611
Posts

Drives: M3
Join Date: Oct 2010
Location: South Florida

iTrader: (2)

Quote:
Originally Posted by swartzentruber View Post
If insurers followed this rule exactly, they'd probably be out of business, as the repair shops would just all underestimate the repairs by a little bit to get the business. What I've seen is typically repairs >=75% of value, or >=51% if there's frame damage, gets totalled. Keep in mind the insurer keeps the salvage value of the car if they total it, so the break-even point for this equation is well above zero.

Additionally, air bags don't go off for minor fender benders (unless they go off in error). There was a recent thread about someone hitting a tree at a fairly good speed, and the airbags didn't deploy because it was on the side and not head on. Bottom line, an airbag deploying accident doesn't guarantee a total, but it means it's well on its way.


you're right but "frame damage" is and old misconception. True there are still frame rails but the car is a unibody and they follow the 75% guidelines regardless. The insured always has the right to retain the salvage; however, teh paymen would then be ACV (actual cash value) less salvage less deductible= payment. No one really does this cause then they have a wrecked car w/ a salvaged title.

OP show us some pics
Appreciate 0
      07-18-2012, 02:38 PM   #12
Im4citadel
Der Stalag EUA
12
Rep
158
Posts

Drives: 2013 Carbon Black 550I Xdrive
Join Date: Mar 2011
Location: McLean VA

iTrader: (0)

Quote:
Originally Posted by eisenb11 View Post
Not necessarily, post some pics.
Please help....
Attached Images
   
__________________
2013 CB 550I Xdrive/2011 Grey 335I Xdrive(Wife's)/2002 Red 360 F-1/2012 SB S1000RR
"A BMW can't take you as far as an Education, but the ride there will be amazing."
Appreciate 0
      07-18-2012, 02:43 PM   #13
IFX
Banned
32
Rep
2,538
Posts

Drives: AW e46M/N54
Join Date: Jan 2009
Location: South Fla.

iTrader: (1)

Not totaled. Nose will be painted.
Appreciate 0
      07-18-2012, 02:43 PM   #14
lorinzo
Captain
United_States
14
Rep
797
Posts

Drives: 2011 e90 M3
Join Date: Feb 2012
Location: Los Angeles, CA

iTrader: (0)

Bummer.

Good luck with rep
__________________
| 2011 M3 Sedan | Le Mans Blue | M-DCT | ZC2 | ZCP | ZP3 | Moonroof | Enhanced Premium Sound | Dinan exhaust | Dinan software | Dinan pulley | Dinan intake | Dinan pedals | Bimmian LED interior | Lux H8 V3 | WeissLicht PY24W LED | 20% tint | IND reflectors | IND front grills | IND key hole cover | IND hood vents | IND M5 mirror covers | Reus Systems audio | Verstraβe shifter paddles | BBS LM 20x9 et 15 and 20x10.5 et 15 | Hankook Ventus V12 255/30/20 and 295/25/20 | Red BBS Racing lug nut kit | H&R Sport springs |
Appreciate 0
      07-18-2012, 02:43 PM   #15
lorinzo
Captain
United_States
14
Rep
797
Posts

Drives: 2011 e90 M3
Join Date: Feb 2012
Location: Los Angeles, CA

iTrader: (0)

Bummer.

Good luck with repairs.
__________________
| 2011 M3 Sedan | Le Mans Blue | M-DCT | ZC2 | ZCP | ZP3 | Moonroof | Enhanced Premium Sound | Dinan exhaust | Dinan software | Dinan pulley | Dinan intake | Dinan pedals | Bimmian LED interior | Lux H8 V3 | WeissLicht PY24W LED | 20% tint | IND reflectors | IND front grills | IND key hole cover | IND hood vents | IND M5 mirror covers | Reus Systems audio | Verstraβe shifter paddles | BBS LM 20x9 et 15 and 20x10.5 et 15 | Hankook Ventus V12 255/30/20 and 295/25/20 | Red BBS Racing lug nut kit | H&R Sport springs |
Appreciate 0
      07-18-2012, 02:46 PM   #16
Ilia@IND
BimmerPost Supporting Vendor
Ilia@IND's Avatar
292
Rep
2,366
Posts


Drives: F82 M4
Join Date: Oct 2006
Location: Chicago

iTrader: (3)

That looks bad but does not have to be totalled. The E9x cars have a bolt on radiator support that is simply replaced without any straightening and welding. The fender support rail looks relatively straight also.

It's tough to tell the true extent of the damage without taking the car apart but I can tell you that we have repaired quite a few E9x M3s with very similar looking damage with excellent results. The cars had no long term negative effects to their structure of function.

I'd say keep your fingers crossed while the shop takes the car apart, and hope nothing serious is found below the relatively minor damage shown in the photos. With any luck it should look worse than it is.
__________________
Appreciate 0
      07-18-2012, 04:37 PM   #17
eisenb11
Major
United_States
19
Rep
1,146
Posts

Drives: 2012 E92 M3 SSII
Join Date: Oct 2007
Location: Redondo Beach, CA, USA

iTrader: (0)

Quote:
Originally Posted by Im4citadel View Post
Please help....
Doesn't look totaled. I think they'll try to repair it.
Appreciate 0
      07-18-2012, 04:52 PM   #18
Mr. ///M3 RD
Happy Camper
Mr. ///M3 RD's Avatar
Canada
182
Rep
7,877
Posts

Drives: C63 AMG & 280 SL on Weekends :
Join Date: May 2010
Location: GTA, Ontario - Canada

iTrader: (0)

Garage List
I don't know what the rules are in the USA, in Canada it is highly recommended to check with the dealership as to who they use for body work. In Canada the Body shop is certifyed by BMW. This basicley means that members of this establishment are trained by BMW (certificates from BMW and others like Mercedes, Volvo, Jaguar etc. hang on the wall with employees name certifying them to do work on those cars).

Now this does by no means mean that a body shop in the USA would be less qualifyed to do this work.

The insurance company (in my case at least) asks where the repair will take place. Once I mention the shop name (the one recommended by BMW) then the Insurance agent assures me that the work will be guaranteed as long as I have the car. Whatever that means.

Bottom line, I would think that if technicians working in the body shop are certified by the car manufacturer then they would know if a car can be repaired or not and certainley would recommend the car to be totalled if it is not reparable.

My naighbour drives (or did drive) a Honda and the car was damaged very severely, repair was simpley not possible (all airbags deployed) the car was damaged all around since it was hit by a truck and trailer that went thru a stop sign. The Honda span around and hit the trailer on the other side as well. So total all around damage. The car BTW went to the same body shop BMW work is done and was declared "totalled"
__________________
Cheers, Rolf-Dieter

Life will take us to some interesting places, fortunately The ///M3 will too with a many of us know this very well, now my C6.3 AMG with 487 HP does it too
---> Click here for some good stuff I found
Appreciate 0
      07-18-2012, 09:04 PM   #19
eisenb11
Major
United_States
19
Rep
1,146
Posts

Drives: 2012 E92 M3 SSII
Join Date: Oct 2007
Location: Redondo Beach, CA, USA

iTrader: (0)

Quote:
Originally Posted by M3RD View Post
...insurance stuff...
Generally, the insurance companies have a list of repair shops that they like to work with. If you take it to one of these shops, you don't have to worry about much paperwork and the repair costs are easily settles with your insurer. The shop may or may not be certified with BMW.

Most companies also allow you to take your car wherever you want. However, they want you to take your car to one of the pre-approved shops first to get an estimate. They'll pay the estimate, so if the shop of your choice costs more, you have to pay the difference.

Fortunately, my insurance company's preferred body shop also happens to be BMW certified and the one that the local BMW dealer outsources all of their major repairs to.
Appreciate 0
      07-18-2012, 09:13 PM   #20
m3an
Banned
m3an's Avatar
21
Rep
1,611
Posts

Drives: M3
Join Date: Oct 2010
Location: South Florida

iTrader: (2)

Quote:
Originally Posted by eisenb11 View Post
Generally, the insurance companies have a list of repair shops that they like to work with. If you take it to one of these shops, you don't have to worry about much paperwork and the repair costs are easily settles with your insurer. The shop may or may not be certified with BMW.

Most companies also allow you to take your car wherever you want. However, they want you to take your car to one of the pre-approved shops first to get an estimate. They'll pay the estimate, so if the shop of your choice costs more, you have to pay the difference.

Fortunately, my insurance company's preferred body shop also happens to be BMW certified and the one that the local BMW dealer outsources all of their major repairs to.


YOU HAVE THE RIGHT TO HAVE YOUR CAR REPAIRED WHEREVER YOU DESIRE!!!! DON'T LET THE INS. COMPANY TELL YOU WHERE TO GO; IT'S ILLEGAL AND THEY WILL USE TACTICS TO MAKE YOU THINK OTHERWISE!!
Appreciate 0
      07-18-2012, 09:23 PM   #21
eisenb11
Major
United_States
19
Rep
1,146
Posts

Drives: 2012 E92 M3 SSII
Join Date: Oct 2007
Location: Redondo Beach, CA, USA

iTrader: (0)

Quote:
Originally Posted by talontid View Post
YOU HAVE THE RIGHT TO HAVE YOUR CAR REPAIRED WHEREVER YOU DESIRE!!!! DON'T LET THE INS. COMPANY TELL YOU WHERE TO GO; IT'S ILLEGAL AND THEY WILL USE TACTICS TO MAKE YOU THINK OTHERWISE!!
You didn't read my post I take it?

You're allowed to take it wherever you want... they'll just pay whatever estimate their certified place gives first usually (which may be a lot lower than the place of your choosing).
Appreciate 0
      07-18-2012, 09:30 PM   #22
m3an
Banned
m3an's Avatar
21
Rep
1,611
Posts

Drives: M3
Join Date: Oct 2010
Location: South Florida

iTrader: (2)

Quote:
Originally Posted by eisenb11 View Post
Generally, the insurance companies have a list of repair shops that they like to work with. If you take it to one of these shops, you don't have to worry about much paperwork and the repair costs are easily settles with your insurer. The shop may or may not be certified with BMW.

Most companies also allow you to take your car wherever you want. However, they want you to take your car to one of the pre-approved shops first to get an estimate. They'll pay the estimate, so if the shop of your choice costs more, you have to pay the difference.

Fortunately, my insurance company's preferred body shop also happens to be BMW certified and the one that the local BMW dealer outsources all of their major repairs to.
yes I read it; that's wrong, when more damages are discovered a supplemental payment is issued to the shop for repairs.

Just b/c a shop is certified doesn't mean it's a great shop; especially when related to an Insurance company

(prior employee of certified BMW shop and licensed collision expert/auto appraiser)
Appreciate 0
Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -4. The time now is 11:36 AM.




m3post
m3post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST