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      11-29-2012, 06:39 PM   #89

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in cali you'll get affordable insurance (less than $100 a month) if you have a good driving record period. you're good, get that M3.
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      11-29-2012, 06:44 PM   #90

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Originally Posted by Hix View Post
Your link is broken.

So I am paying 116 a month with State-Farm. 26 y/o 12 wrecks 5 totaled vehicles 3 of them drunk driving wrecks; 250 deductible full coverage with the 250k protection crap. BTW, only one wreck was my fault and it was when I was 14 and first got my license (hardship), and the other guy was drunk not me in all 3 dd wrecks

Damn, remind me to never get in a car w/ you
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      11-29-2012, 08:49 PM   #91

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Originally Posted by ///Mperative View Post
Probably has it insured as a classic car with Hagerty. Their rates are very low, but they will not insure a DD. It must be a pleasure use only car and you need to show them you have a DD insured with another company. The DD needs to be credible, not a beater. In other words, if you have a 1995 Honda Civic as a DD and an Aston Martin as a weekend car, they won't take you because they won't believe you'd ever actually drive the Honda.
I own a Honda Pilot and a E38 740iL, so showing them a daily driver shouldn't be a problem. I will contact them in a month or two and keep you all updated about the details.
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      11-29-2012, 08:53 PM   #92
M3 Dreamin'

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94.31 /month.

2013 E92. Live in SoCal. Good driver and have 2 other cars on the policy

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      11-29-2012, 10:27 PM   #93
Private First Class

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$1800 6 months
2 speeding tickets at 92 mph
State Farm
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      11-30-2012, 10:51 AM   #94

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Originally Posted by BruinsBMW View Post
Hi, I am thinking to get an awesome BMW M3 probably 09".
However, I am little bit worrying about maintain this monster.
I am over 25years old and no accident. I think I could manage the gas,
but have no idea about how much that I am gonna pay for the insurance.

How much do you pay?

Moreover, is the new vehicle's rate is cheaper than used's insurance rate?

2011 e92 M3...State Farm...perfect driving record...$62.00 per month...awesome deal...
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      11-30-2012, 06:48 PM   #95

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3000 / yr lol
Current: 2015 M4, SSII / SO
Current: 2013 E92 M3, SSII, Black extended, ZCP, fully loaded
Mods: Black Hood Vents, Black Grilles, Black Side Grilles, Lux H8 v. 4.0, CF Mirrors, CF Spoiler, Black ///M Emblem, Evolve Tune, Dinan CF Intake, Dinan Pulley, Akrapovic GT4
Retired: 2011.5 E92 M3, SSII
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      12-01-2012, 10:42 AM   #96

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Originally Posted by m3an View Post
not entirely true as NY is one of the highest places for insurance as well as South FL.

This entire thread is really just for illustrative entertainment as what other people pay contains soooo many variables that make up the policy premium. Insurance can vary very much from zip code to zip code as well as garage locations, age, car etc. In ME insurance is def a lot cheaper than CA
Agreed. Its cheaper than Oregon, Washington, Alaska, California and Hawaii. lol
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      12-01-2012, 09:41 PM   #97

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You should consider your credit history too. Almost all insurance companies use it heavily for setting rates. Worse credit history=higher premiums.

Having said that I pay $400/6 months for my '09 E90 M3 with Geico.

33 yo, married, clean record, great credit, chicago suburbs, 1000 coll deductible, $500 comp dectuctible, 100/300 bi, retal re, roadside.

Also insure '10 odyssey, same coverage for my wife (33 yo) for $350 on the same policy.

Last edited by byunts; 12-03-2012 at 11:18 PM.
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      12-02-2012, 09:21 PM   #98
DVG 335

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Originally Posted by PhillyNate
I had to go with a collector/pleasure car insurer. We have 3 cars and the M3 is not my daily driver and basically driven on weekends. The company that insures our other 2 cars gave me a ridiculously high quote. I'm saving alot.
Who do you use for collector/pleasure car insurance?
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      12-02-2012, 10:36 PM   #99
Brigadier General

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I paid 120 back when I had my e92 m3

26 yrs
no accidents
1 car
baltimore area

e46 m3 Black
Too many mods
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      12-03-2012, 12:10 PM   #100
Second Lieutenant

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28, clean record — $125/month full coverage, $500 deductible with Geico
2012 BMW S1000RR Racing Red/Alpine White
2009 BMW M3 Coupe Alpine White on Fox Red, DCT - ESS | Turner Test Pipes | Macht Schnell Stg 2 | OEM Performance Splitters, Spoiler & Mirror Caps | 3D Design Diffuser
2003 BMW M3 Carbon Black on Black, 6MT - DPE | B&G | K&N | JL AUDIO - Sold
1995 BMW M3 Coupe Cosmos Black on Black - Sold
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      12-03-2012, 12:36 PM   #101
***Major MammelToe

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Drives: E92 M3 SG coupe
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I just added a new '13 X3 Xdrive28

Got my new 6mo premium:
Coverage 100k/300k/100k
$250.00 comp deductible
$500.00 collision deductible

Cars covered:
'13 X3
'11 Prius
'08 E92 M3

Number of drivers in household: 2

Ages: 35 M and 32 F

Total 6 mo premium: $1044
E92 M3 SG DCT - AA Filter, Verstraβe Paddles, ECS SS, MH race stud, Stoptech BBK, MR Exhaust,RE Pulley, BPM Tune,Euro bumper and GTS lip, Euro MDM & DCT, KW CS, Recaro PP, TMS Soild Diff Mounts, MRF solid subframe mounts, GTS aero, RPM track built motor.

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      12-03-2012, 01:34 PM   #102

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Full coverage with 25% discount
$3600 a year
I know some folks with no discount paying $6000 a year here.
It's crazy, I know..
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      12-05-2012, 12:41 PM   #103
Private First Class

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Over 30, good record (not perfect), married. I pay about 800 a year for full coverage with 100 comp and 250 collision. It's a 2011 e90.
2011 E90 M3 Jet Black/Black
ZPP, ZCP, ZTP, ZCW, 6FL, PDC, shades, 6MT
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      12-05-2012, 04:36 PM   #104

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I pay $120 a month, with fully loaded insurance/collision.
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      12-06-2012, 01:40 AM   #105

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33, Male, Married, crap-tastic driving record.

I pay $850ish every 6 months in SoCal with State Farm.

Wife has a perfect driving record and we have the multi-car / house / blah blah discounts....
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      12-06-2012, 09:07 AM   #106
New Member

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My insurance went from $400 to $1200 a year when I bought my E92 M3.

23 years old, clean record, multi car discount

About $67 more a month. I think thats pretty good.
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      01-06-2013, 01:33 PM   #107
I want to drive a Zamboni

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Clean record $1500 annual with $100 deductible $500 collision. $500K on liability/uninsured/property damage.
14 F30 335i Melbourne Red
13 E93 M3 Melbourne Red
12 E93 Space Gray ( Retired BMW buy back )
2006 E90 ( sold ) 09 E82 Space Gray ( sold )
My next vehicle would be a Zamboni
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2009, bmw m3, e92, insurance

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