How much do you pay for your E92 M3's insurance? - Page 5

S65NAPWR · 11-29-2012, 06:39 PM

in cali you'll get affordable insurance (less than $100 a month) if you have a good driving record period. you're good, get that M3.

m3an · 11-29-2012, 06:44 PM

Quote:

Originally Posted by Hix

Your link is broken.

So I am paying 116 a month with State-Farm. 26 y/o 12 wrecks 5 totaled vehicles 3 of them drunk driving wrecks; 250 deductible full coverage with the 250k protection crap. BTW, only one wreck was my fault and it was when I was 14 and first got my license (hardship), and the other guy was drunk not me in all 3 dd wrecks

Damn, remind me to never get in a car w/ you

M3 · 11-29-2012, 08:49 PM

Quote:

Originally Posted by ///Mperative

Probably has it insured as a classic car with Hagerty. Their rates are very low, but they will not insure a DD. It must be a pleasure use only car and you need to show them you have a DD insured with another company. The DD needs to be credible, not a beater. In other words, if you have a 1995 Honda Civic as a DD and an Aston Martin as a weekend car, they won't take you because they won't believe you'd ever actually drive the Honda.

I own a Honda Pilot and a E38 740iL, so showing them a daily driver shouldn't be a problem. I will contact them in a month or two and keep you all updated about the details.

M3forMe · 11-29-2012, 08:53 PM

94.31 /month.

2013 E92. Live in SoCal. Good driver and have 2 other cars on the policy

Geico

PurM3 · 11-29-2012, 10:27 PM

$1800 6 months
23
Socal
2 speeding tickets at 92 mph
State Farm

TOSKABG · 11-30-2012, 10:51 AM

Quote:

Originally Posted by BruinsBMW

Hi, I am thinking to get an awesome BMW M3 probably 09".
However, I am little bit worrying about maintain this monster.
I am over 25years old and no accident. I think I could manage the gas,
but have no idea about how much that I am gonna pay for the insurance.

How much do you pay?

Moreover, is the new vehicle's rate is cheaper than used's insurance rate?

Thanks.

2011 e92 M3...State Farm...perfect driving record...$62.00 per month...awesome deal...

MRSSIIM3 · 11-30-2012, 06:48 PM

3000 / yr lol

Endless619 · 12-01-2012, 10:42 AM

Quote:

Originally Posted by m3an

not entirely true as NY is one of the highest places for insurance as well as South FL.

This entire thread is really just for illustrative entertainment as what other people pay contains soooo many variables that make up the policy premium. Insurance can vary very much from zip code to zip code as well as garage locations, age, car etc. In ME insurance is def a lot cheaper than CA

Agreed. Its cheaper than Oregon, Washington, Alaska, California and Hawaii. lol

byunts · 12-01-2012, 09:41 PM

You should consider your credit history too. Almost all insurance companies use it heavily for setting rates. Worse credit history=higher premiums.

Having said that I pay $400/6 months for my '09 E90 M3 with Geico.

33 yo, married, clean record, great credit, chicago suburbs, 1000 coll deductible, $500 comp dectuctible, 100/300 bi, retal re, roadside.

Also insure '10 odyssey, same coverage for my wife (33 yo) for $350 on the same policy.

DVG 335 · 12-02-2012, 09:21 PM

Quote:

Originally Posted by PhillyNate

I had to go with a collector/pleasure car insurer. We have 3 cars and the M3 is not my daily driver and basically driven on weekends. The company that insures our other 2 cars gave me a ridiculously high quote. I'm saving alot.

Who do you use for collector/pleasure car insurance?

donovan · 12-02-2012, 10:36 PM

I paid 120 back when I had my e92 m3

26 yrs
no accidents
married
1 car
military
baltimore area

dtmwerksm3 · 12-03-2012, 12:10 PM

28, clean record — $125/month full coverage, $500 deductible with Geico

biggynuts01 · 12-03-2012, 12:36 PM

I just added a new '13 X3 Xdrive28

Got my new 6mo premium:
Coverage 100k/300k/100k
$250.00 comp deductible
$500.00 collision deductible

Cars covered:
'13 X3
'11 Prius
'08 E92 M3

Number of drivers in household: 2

Ages: 35 M and 32 F

Total 6 mo premium: $1044
Ameriprise

bbs_lm · 12-03-2012, 01:34 PM

Full coverage with 25% discount
$3600 a year
I know some folks with no discount paying $6000 a year here.
It's crazy, I know..

mrh335 · 12-05-2012, 12:41 PM

Over 30, good record (not perfect), married. I pay about 800 a year for full coverage with 100 comp and 250 collision. It's a 2011 e90.

JoM3z · 12-05-2012, 04:36 PM

I pay $120 a month, with fully loaded insurance/collision.

telracs · 12-06-2012, 01:40 AM

33, Male, Married, crap-tastic driving record.

I pay $850ish every 6 months in SoCal with State Farm.

Wife has a perfect driving record and we have the multi-car / house / blah blah discounts....

wjgorol · 12-06-2012, 09:07 AM

My insurance went from $400 to $1200 a year when I bought my E92 M3.

23 years old, clean record, multi car discount

About $67 more a month. I think thats pretty good.

zamboni · 01-06-2013, 01:33 PM

Clean record $1500 annual with $100 deductible $500 collision. $500K on liability/uninsured/property damage.

11-29-2012, 06:39 PM	#89
S65NAPWR Lieutenant Drives: M3 Join Date: Feb 2012 Location: Tri-State Posts: 555 iTrader: (0)	in cali you'll get affordable insurance (less than $100 a month) if you have a good driving record period. you're good, get that M3. __________________

11-30-2012, 06:48 PM	#95
MRSSIIM3 General Drives: 2013 e92 M3 Join Date: Apr 2009 Location: Boston Posts: 1,063 iTrader: (5)	3000 / yr lol __________________ Current: 2013 E92 M3, SSII, Black extended, ZCP, fully loaded Mods: Black Hood Vents, Black Grilles, Black Side Grilles, Lux H8 v. 4.0, Black ///M Emblem, Evolve Tune, Dinan CF Intake, Dinan Pulley, Akrapovic Evo Retired: 2011.5 E92 M3, SSII

12-01-2012, 09:41 PM	#97
byunts Enlisted Member Drives: '09 E90 M3 SG DCT Join Date: May 2005 Location: Chicago Posts: 43 iTrader: (0)	You should consider your credit history too. Almost all insurance companies use it heavily for setting rates. Worse credit history=higher premiums. Having said that I pay $400/6 months for my '09 E90 M3 with Geico. 33 yo, married, clean record, great credit, chicago suburbs, 1000 coll deductible, $500 comp dectuctible, 100/300 bi, retal re, roadside. Also insure '10 odyssey, same coverage for my wife (33 yo) for $350 on the same policy. Last edited by byunts; 12-03-2012 at 11:18 PM.

12-02-2012, 10:36 PM	#99
donovan Brigadier General Drives: E92 m3 AW, light package Join Date: Aug 2008 Location: le' Murica Posts: 3,036 iTrader: (8)	I paid 120 back when I had my e92 m3 26 yrs no accidents married 1 car military baltimore area __________________ e46 m3 Black To many mods

12-03-2012, 12:10 PM	#100
dtmwerksm3 Second Lieutenant Drives: 09 M3 DCT Alpine White/Fox Red Join Date: Oct 2011 Location: San Diego, CA Posts: 222 iTrader: (0)	28, clean record — $125/month full coverage, $500 deductible with Geico __________________ 2012 BMW S1000RR — Racing Red/Alpine White 2009 BMW M3 Coupe — Alpine White on Fox Red, DCT - ESS \| Turner Test Pipes \| Macht Schnell Stg 2 \| OEM Performance Splitters, Spoiler & Mirror Caps \| 3D Design Diffuser 2003 BMW M3 — Carbon Black on Black, 6MT - DPE \| B&G \| K&N \| JL AUDIO - Sold 1995 BMW M3 Coupe — Cosmos Black on Black - Sold

11-29-2012, 08:53 PM	#92
M3forMe M3 Dreamin' Drives: 13 E92 - AW Join Date: Oct 2012 Location: Orange Posts: 355 iTrader: (0)	94.31 /month. 2013 E92. Live in SoCal. Good driver and have 2 other cars on the policy Geico

11-29-2012, 10:27 PM	#93
PurM3 Private Drives: M3 vert Join Date: Apr 2012 Location: Los Angeles Posts: 64 iTrader: (0)	$1800 6 months 23 Socal 2 speeding tickets at 92 mph State Farm

12-03-2012, 12:36 PM	#101
biggynuts01 Captain Drives: E92 M3 SG coupe Join Date: Feb 2012 Location: Orange County, CA Posts: 674 iTrader: (0) Garage List 2008 Porsche Cayman S [0.00] 2008 BMW E92 M3 [4.75]	I just added a new '13 X3 Xdrive28 Got my new 6mo premium: Coverage 100k/300k/100k $250.00 comp deductible $500.00 collision deductible Cars covered: '13 X3 '11 Prius '08 E92 M3 Number of drivers in household: 2 Ages: 35 M and 32 F Total 6 mo premium: $1044 Ameriprise __________________ 2013 X3 XDrive28i - Stock 2008 E92 M3 SG DCT Extended - AA Filter, JL Audio 600/6, CDT Audio, Verstraβe Paddles, ECS SS, BMW Performance Spoiler, MH race studs, BMW GTS wheels, Stoptech ST, AP CF Intake pipe, MS Pulleys, Eibach, MR Exhaust, BPM Tune, LTBMW 1M Bumper, MotoGP Lip, Euro MDM, LCI's , KW CS, TMS Soild Diff Mounts. 2008 Porsche CS - GT3 kit, Sprintbooster (SOLD)

12-03-2012, 01:34 PM	#102
bbs_lm Lieutenant Drives: Asian Cutties Join Date: Nov 2011 Location: Vancouver, BC Posts: 525 iTrader: (6)	Full coverage with 25% discount $3600 a year I know some folks with no discount paying $6000 a year here. It's crazy, I know..

12-05-2012, 12:41 PM	#103
mrh335 Private First Class Drives: 2007 335i sedan, jet black Join Date: Oct 2006 Location: Chicago Posts: 158 iTrader: (0)	Over 30, good record (not perfect), married. I pay about 800 a year for full coverage with 100 comp and 250 collision. It's a 2011 e90. __________________ 2011 E90 M3 Jet Black/Black ZPP, ZCP, ZTP, ZCW, 6FL, PDC, shades, 6MT

12-05-2012, 04:36 PM	#104
JoM3z Second Lieutenant Drives: E92 M3 Join Date: May 2012 Location: New York City Posts: 291 iTrader: (1)	I pay $120 a month, with fully loaded insurance/collision.

12-06-2012, 01:40 AM	#105
telracs Registered Drives: 2008 BMW M3 Join Date: Apr 2012 Location: San Diego CA Posts: 3 iTrader: (0)	33, Male, Married, crap-tastic driving record. I pay $850ish every 6 months in SoCal with State Farm. Wife has a perfect driving record and we have the multi-car / house / blah blah discounts....

12-06-2012, 09:07 AM	#106
wjgorol New Member Drives: 2013 BMW M3 Join Date: Nov 2012 Location: Pittsburgh Posts: 25 iTrader: (0)	My insurance went from $400 to $1200 a year when I bought my E92 M3. 23 years old, clean record, multi car discount About $67 more a month. I think thats pretty good.

01-06-2013, 01:33 PM	#107
zamboni I want to drive a Zamboni Drives: 09 E82 128i 13 E93 M3 Join Date: Mar 2006 Location: Monte Sereno, CA Posts: 2,462 iTrader: (4) Garage List 2006 325i [0.00] 2006 325i [0.00]	Clean record $1500 annual with $100 deductible $500 collision. $500K on liability/uninsured/property damage. __________________ 13 E93 M3 Melbourne Red DCT/Premium/EDC/NAV/220M wheel 12 E93 Space Gray ( Retired BMW buy back ) 09 E82 Space Gray/Black int/Steps/Sport/Nav/Premium/Xenon/Phone Int/Hifi/269 wheel 2006 E90 ( sold ) My next vehicle would be a Zamboni

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