State Farm replacement bumber

JerezBlacke92 · 08-25-2011, 04:19 PM

Somebody hit me and the bumper cover is getting replaced. State Farm will only pay for a 'reconditioned' bumper cover, which I assume will come from a wreck. Anyone have a similar deal and got a 'reconditioned' body part? If so, how did it turn out?

1MOREMOD · 08-25-2011, 04:22 PM

thats crap i have state farm and had no idea they would do that.

robackja · 08-25-2011, 04:28 PM

that is crap, and I too have state farm.. god damn insurance companies!

M3SQRD · 08-27-2011, 02:51 PM

That's BS! I would fight that and force them to install only a new OEM bumper

If that doesn't work find out from the body shop how much they are paying for the reconditioned bumper and then pay the difference for a new bumper. I think a new pre-primed OEM bumper is < $500 from Tischer (getbmwparts.com) and it should only cost $200-300 to paint so total for a new painted bumper < $1k.

JerezBlacke92 · 09-04-2011, 10:16 AM

Thanks everyone, I got a new one as they couldn't find a 're-conditioned' one.

eisenb11 · 09-04-2011, 12:14 PM

The general order for insurance is:

1. Repair it
2. Replace with 3rd party (if available)
3. Replace with used (swap 2 & 3 if 3 is cheaper)
4. Replace with new

They will get you back to how you were before. So if they do (1) and it doesn't look right, they'll move up to the next step until you were are you were before.

So if you're stuck, just let them repair it then point out all the flaws that you see. Waste of time, but you gotta play the game if you want to win!

08-25-2011, 04:19 PM	#1
JerezBlacke92 Jabowocky Drives: 2008 Jerez Black Join Date: Jul 2008 Location: Virginia Posts: 53 iTrader: (0)	State Farm replacement bumber Somebody hit me and the bumper cover is getting replaced. State Farm will only pay for a 'reconditioned' bumper cover, which I assume will come from a wreck. Anyone have a similar deal and got a 'reconditioned' body part? If so, how did it turn out? __________________
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08-25-2011, 04:22 PM	#2
1MOREMOD Major General Drives: at a moderate pace Join Date: Mar 2009 Location: garage Posts: 6,520 iTrader: (3)	thats crap i have state farm and had no idea they would do that. __________________ 02 Tiag e46 M3\|6MT\|GC plates\|MCS c.o.\|GC race control arms\|GC bushings & bearings\|BW eng. & tran. mounts\|subframe kit\|BW race shifter\|BW Jaffster knob\|Euro header\|Eisenmann sport\|K&N c.a.i.\|Seibon CF hood\|CSL bumper\|CSL brakes\|RS19s\|SS lines\|half cage\|Recaro profi\|Profi 2 harness\|race pulleys\|BMWpedals\|Apex studs\|1995 Ford Probe gt chump car\|

08-25-2011, 04:28 PM	#3
robackja First Lieutenant Drives: 2011.5 SG/FR&BK e92 M3 Join Date: Nov 2010 Location: Boulder, CO Posts: 397 iTrader: (0) Garage List 2011 M3 [0.00]	that is crap, and I too have state farm.. god damn insurance companies! __________________ 2011.5 E92 ///M3 Space Gray; Fox Red & Blk; 6MT; ZCP; ZCV; ZP2; ///M Performance Exhaust (sold) 2012 VW Jetta TDI Silver (sold; no longer commuting) 2002 Subaru WRX (sold) The World in 35mm

09-04-2011, 10:16 AM	#5
JerezBlacke92 Jabowocky Drives: 2008 Jerez Black Join Date: Jul 2008 Location: Virginia Posts: 53 iTrader: (0)	Thanks everyone, I got a new one as they couldn't find a 're-conditioned' one. __________________

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08-27-2011, 02:51 PM	#4
M3SQRD Colonel Drives: E92 M3s, R56 Cooper S Join Date: Jun 2009 Location: EC Posts: 2,347 iTrader: (2)	That's BS! I would fight that and force them to install only a new OEM bumper If that doesn't work find out from the body shop how much they are paying for the reconditioned bumper and then pay the difference for a new bumper. I think a new pre-primed OEM bumper is < $500 from Tischer (getbmwparts.com) and it should only cost $200-300 to paint so total for a new painted bumper < $1k.

09-04-2011, 12:14 PM	#6
eisenb11 Major Drives: 2012 E92 M3 SSII Join Date: Oct 2007 Location: Redondo Beach, CA, USA Posts: 1,107 iTrader: (0)	The general order for insurance is: 1. Repair it 2. Replace with 3rd party (if available) 3. Replace with used (swap 2 & 3 if 3 is cheaper) 4. Replace with new They will get you back to how you were before. So if they do (1) and it doesn't look right, they'll move up to the next step until you were are you were before. So if you're stuck, just let them repair it then point out all the flaws that you see. Waste of time, but you gotta play the game if you want to win!