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View Poll Results: Do you purchase insurance for HPDE or other track days? | |||
yes I purchase insurance for the track. |
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15 | 44.12% |
no I don't purchase insurance for the track. |
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19 | 55.88% |
Voters: 34. You may not vote on this poll |
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08-21-2011, 05:53 PM | #1 |
2018 track days - 0 ridge 1:52:24 pacific 1:33:30
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HPDE insurance poll
Just curious what percentage of those that track their M3 buy insurance, either for the season or on a day to day basis for each event. Who you use and recommend would be cool too. To this point I haven't but feel I probably should.
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![]() 02 Tiag e46 M3|6MT|GC plates|MCS c.o.|GC bars|GC race control arms|GC bushings|BW eng. & tran. mounts|subframe kit|BW race shifter|BW Jaffster|Euro header|BW exhaust|K&N c.a.i.|Epic race tune|Rouge pulleys|Seibon CF hood|CSL bumper|apr gt 250 & splitter|ST-40|XR-2|SS lines|half cage|Recaro profi|Profi 2 harness|BMWpedals|BW studs| |
08-22-2011, 03:09 PM | #3 |
2018 track days - 0 ridge 1:52:24 pacific 1:33:30
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bump
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![]() 02 Tiag e46 M3|6MT|GC plates|MCS c.o.|GC bars|GC race control arms|GC bushings|BW eng. & tran. mounts|subframe kit|BW race shifter|BW Jaffster|Euro header|BW exhaust|K&N c.a.i.|Epic race tune|Rouge pulleys|Seibon CF hood|CSL bumper|apr gt 250 & splitter|ST-40|XR-2|SS lines|half cage|Recaro profi|Profi 2 harness|BMWpedals|BW studs| |
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08-22-2011, 07:08 PM | #5 |
2018 track days - 0 ridge 1:52:24 pacific 1:33:30
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that looks like it applies to your regular car insurance not hpde insurance specifically for the track.
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![]() 02 Tiag e46 M3|6MT|GC plates|MCS c.o.|GC bars|GC race control arms|GC bushings|BW eng. & tran. mounts|subframe kit|BW race shifter|BW Jaffster|Euro header|BW exhaust|K&N c.a.i.|Epic race tune|Rouge pulleys|Seibon CF hood|CSL bumper|apr gt 250 & splitter|ST-40|XR-2|SS lines|half cage|Recaro profi|Profi 2 harness|BMWpedals|BW studs| |
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08-26-2011, 08:44 PM | #6 |
2018 track days - 0 ridge 1:52:24 pacific 1:33:30
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![]() 02 Tiag e46 M3|6MT|GC plates|MCS c.o.|GC bars|GC race control arms|GC bushings|BW eng. & tran. mounts|subframe kit|BW race shifter|BW Jaffster|Euro header|BW exhaust|K&N c.a.i.|Epic race tune|Rouge pulleys|Seibon CF hood|CSL bumper|apr gt 250 & splitter|ST-40|XR-2|SS lines|half cage|Recaro profi|Profi 2 harness|BMWpedals|BW studs| |
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08-26-2011, 09:07 PM | #7 |
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There was a recent court case in Canada where an insurance company tried to deny coverage at a HPDE accident. The judge ruled that because the driving wasn't timed and there were rules for passing, it was NOT a racing event and the insurer had to pay up. Obviously, you need to look at your specific policy but for a driving school/HPDE it is less risky IMO. I actually called my insurer today (going to the track tomorrow
![]() ![]() ![]() On another note, my lawyer (who also attends HPDE's) says he is more concerned about personal liability than damage. That is, if he made a mistake and someone died or was permanently injured, he feels the damage to the cars is the least of his concern. I think the morale of the story is ensure your HPDE insurance covers liability too ![]()
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2015 M4 | Austin Yellow | DCT 2014 Corvette Stingray | Z51 | Torch Red | 7MT 2012 MB C63 Coupe | Performance package | Obsidian Black 2011 E92 M3 | Jerez Black | Fox Red | DCT | Competition Package Last edited by gthal; 08-26-2011 at 09:13 PM. |
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08-26-2011, 09:46 PM | #8 |
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this is not the case for almost any car insurance in the US. track events are excluded. i actually play softball with my agent and had a candid talk and he said no fing way its covered. all of the hpde insurance i have seen is only for a set value of the car that you determine beforehand and has no liablilty coverage.
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![]() 02 Tiag e46 M3|6MT|GC plates|MCS c.o.|GC bars|GC race control arms|GC bushings|BW eng. & tran. mounts|subframe kit|BW race shifter|BW Jaffster|Euro header|BW exhaust|K&N c.a.i.|Epic race tune|Rouge pulleys|Seibon CF hood|CSL bumper|apr gt 250 & splitter|ST-40|XR-2|SS lines|half cage|Recaro profi|Profi 2 harness|BMWpedals|BW studs| |
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