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      05-19-2011, 12:50 PM   #1
Kylekuu
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Progressive Snapshot

For those people that are using progressive insurance, are you guys enrolled into Snapshot?
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      05-19-2011, 12:54 PM   #2
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I wish I was, sounds like a really cool concept. Stupid PA (although I do understand the state's hesitancy with it)
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      05-19-2011, 01:03 PM   #3
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The less intrusion by any authority in my life the better, even if I can save some money.

NO THANK YOU!!!!!
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      05-19-2011, 01:04 PM   #4
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Yea it does, I've been looking at reviews and now i'm wondering how hard braking works - don't wanna enroll if i'm gonna get hammered by that..lol..i don't drive crazy by any means but i consider it spirited driving around curves etc.
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      05-19-2011, 01:07 PM   #5
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fuck progressive. i used to pay $79/mo (full coverage) for my Jetta. When I got my E92 i called them straight from the dealership and switched. It was $106/mo for E92. Not bad.

4 months later I get a renewal letter and they are saying that it is $1700 for 6 months!
Called to ask wtf and they told me because my car is "high performance" my insurance is going up. Apparently they forgot to press the "Rape Customer" button when I called them from the dealer. At that time I had no tickets and 1 not-at-fault accident on my record.

Dropped them immediately and went with another company. Tried Geico first, but it was even more expensive! Mercury ended up being the cheapest i have found. Slightly above what Progressive originally charged me.

Plus you got to be stupid to let insurance company judge your driving...
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      05-19-2011, 01:22 PM   #6
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I'm super not-knowledgeable about car insurance...im also getting raped by progressive and looking to switch...can i just cancel and move to another insurance? i mean they quote u for like six month intervals so i though it might be some sort of lease style agreement
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      05-19-2011, 01:29 PM   #7
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My good friend did the snapshot and took 1 month of grandma-ish driving. Lowered his rate from $140 a month to $90 a month. Worth it for one month of easy going if you can hold back!

I personally have SF cause they are the cheapest for me by a long shot!
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      05-19-2011, 01:34 PM   #8
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never stick with one company for too long, otherwise you get screwed. always shop around. State farm was the cheapest for me at one point, then geico, then progressive. More than likely i'll be going round robin to state farm at some point again.
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      05-19-2011, 01:36 PM   #9
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Quote:
Originally Posted by Freakazoid View Post
never stick with one company for too long, otherwise you get screwed. always shop around. State farm was the cheapest for me at one point, then geico, then progressive. More than likely i'll be going round robin to state farm at some point again.
i can just cancel though right? not like cell phone situations...
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      05-19-2011, 01:37 PM   #10
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Fuck that they would jack my rates up through the roof
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      05-19-2011, 01:41 PM   #11
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Quote:
Originally Posted by infinitekid2002 View Post
i can just cancel though right? not like cell phone situations...
yep correct there's no contracts. you can even leave in the middle of your 6 month renewal period. If your new company cares they'll take care of the transfer/everything involved with that....sometimes
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      05-19-2011, 03:27 PM   #12
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Quote:
Originally Posted by infinitekid2002 View Post
I'm super not-knowledgeable about car insurance...im also getting raped by progressive and looking to switch...can i just cancel and move to another insurance? i mean they quote u for like six month intervals so i though it might be some sort of lease style agreement
You can cancel insurance and move to a new company any time. You are never locked in for the full period.
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      05-19-2011, 03:37 PM   #13
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Quote:
Originally Posted by solefald View Post
fuck progressive. i used to pay $79/mo (full coverage) for my Jetta. When I got my E92 i called them straight from the dealership and switched. It was $106/mo for E92. Not bad.

4 months later I get a renewal letter and they are saying that it is $1700 for 6 months!
Called to ask wtf and they told me because my car is "high performance" my insurance is going up. Apparently they forgot to press the "Rape Customer" button when I called them from the dealer. At that time I had no tickets and 1 not-at-fault accident on my record.

Dropped them immediately and went with another company. Tried Geico first, but it was even more expensive! Mercury ended up being the cheapest i have found. Slightly above what Progressive originally charged me.

Plus you got to be stupid to let insurance company judge your driving...
I had a different insurance when I totaled my car, and I canceled them after it was all resolved and didnt have insurance for a WEEK until I got another car. I then got because they were the cheapest but, Progressive started out cheap and a week later they called me too and jacked the fucking price up because of the WEEK GAP. I said fuck them and put my car on my dads company insurance and pay like $70 a month now vs $300 a month they wanted.
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      05-20-2011, 09:52 AM   #14
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I'm enrolled in the Snapshop program but have not yet installed the device.
I learned that for Virginia, the snapshot program will not raise your rates past what you originally had before you install the device.

In some states, if your the snapshot program may increase you rates (depending on your driving habits)
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