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      05-17-2006, 07:01 PM   #23
ska///235i
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780ish.....when you have a mortgage, your score will sky rocket
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      05-17-2006, 10:43 PM   #24
CALIF65GM
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About 750, it fell a bit after the 330 loan.
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      05-17-2006, 10:48 PM   #25
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i don't know, but i've never missed a payment.
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      05-17-2006, 11:25 PM   #26
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720, but i'm only 24. I need 2 more years of credit history before the score jumps. You need 8 years of solid history before you can get way up in the 800's. I checked my score on www.privacyguard.com It costs though, but a good ideal to check it out a couple times a year to make sure everything is in order.
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      05-18-2006, 07:45 AM   #27
txusa03
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Quote:
Originally Posted by aapriadi
how do u check for credit score? i'm a foreigner, do i even have one lol
I am going to report you to INS

my credit score is uh -300?

Lux-21 is not old. you have plenty of time to build the score up. Just keep paying your bills on time and do not get too many credit cards. All you need is one plastic.
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      05-18-2006, 07:47 AM   #28
txusa03
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Quote:
Originally Posted by hotsand5
720, but i'm only 24. I need 2 more years of credit history before the score jumps. You need 8 years of solid history before you can get way up in the 800's. I checked my score on www.privacyguard.com It costs though, but a good ideal to check it out a couple times a year to make sure everything is in order.
personally, I think it is more important to check your credit report (which is free). The report will tell you if someone is crewing with your credit or if there are any sort of discrepancy. You never know now a say with SSN/identity theft.
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      05-18-2006, 07:52 AM   #29
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Quote:
Originally Posted by tl_boy
how do i check? my bmw dealer told me 'near 800' i guess thats good.

701 is near 800 :P


I have 730+ now but only 4 yrs ago I had 590
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      05-18-2006, 09:37 AM   #30
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he first said "near 800" i said, okay, but how much then he said, "i dont' remember but it was over 770."

What'd you have again... oh thats right, 730.



Quote:
Originally Posted by TENCHI
701 is near 800 :P


I have 730+ now but only 4 yrs ago I had 590
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      05-18-2006, 02:56 PM   #31
puck724
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lol
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      05-18-2006, 03:08 PM   #32
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Quote:
Originally Posted by puck724
just checked mine. im 20 and my score is 743
Puck don't lie - you know it's really 724. You can't hide the truth, homie.
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      05-18-2006, 03:10 PM   #33
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haha, nice squawks...lol
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      05-18-2006, 03:48 PM   #34
Minimaul
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I'm at 604, with no BMW. I had 1 "possibly negative" thing on my report, but, I took care of it yesterday. I also just opened a bank acount at Wells Fargo, and I'm going to try to get another credit card. I'm also bring my balance on my main credit card closer to $0 this pay check.

Each time I apply for an auto loan I get shot down. "Not enough revolving acounts", "not enough credit", "one deliquenicy", ect.

Hopefully it'll go up next month when the system updates and shows that I took care of the collection that was on there. I donno... it would be nice for it to get higher though... that way I can actually BUY a BMW like I want too...............
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      05-18-2006, 11:40 PM   #35
poldim
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770 last I checked
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      05-19-2006, 01:11 AM   #36
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-1000 probably as far as the banks are concern..never ask them for a loan...
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      05-19-2006, 01:08 PM   #37
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797 with no lates, 330i loan, mortgage, and no credit card debt.
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