BMW M3 Forum (E90 E92)

BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read


Go Back   M3Post - BMW M3 Forum > BIMMERPOST Universal Forums > Off-Topic Discussions Board
 
E92 Lighting
Post Reply
 
Thread Tools Search this Thread
      01-06-2007, 11:08 PM   #1
bringsmewomen
Lieutenant
46
Rep
484
Posts

 
Drives: e90
Join Date: Mar 2006
Location: CA

iTrader: (0)

Which bank is the best?

With all the banks out there which one is the best?
Wamu?
Wachovia?
Commerce?
Bank of America?
Chase?
other?
Appreciate 0
      01-06-2007, 11:54 PM   #2
dme330i
Lieutenant
8
Rep
532
Posts

 
Drives: 2011 e93, 2012 750Li Hybrid
Join Date: Jun 2005
Location: Charlotte Area

iTrader: (1)

Garage List
Bank of America - availability practically everywhere. Best on-line banking functionality.
__________________
Current Rides
2012 750Li ActiveHybrid - 12.7@ 113 MPH
2011 e93 M3 - 12.9 @ 110 MPH


Appreciate 0
      01-07-2007, 12:03 AM   #3
teknochild
Your resident 4um troll
teknochild's Avatar
37
Rep
2,021
Posts

 
Drives: 335 coupe
Join Date: Dec 2006
Location: fl

iTrader: (0)

what do u need? a checking account/savings account, or something more substantial like asset managment/investing/funds
__________________
RAWRrrrr
Appreciate 0
      01-07-2007, 12:15 AM   #4
E91 Dude
First Lieutenant
9
Rep
318
Posts

 
Drives: Car
Join Date: Oct 2005
Location: Location

iTrader: (2)

One of the best financial institution I've used so far is USAA. They have limited eligibility since their membership is based off of active duty/retired/family members of service members. They have good banking as well as insurance and loan options. For example, you get ATM surcharge refunds every month (up to $15). And debit/credit rewards kick you back a little money every month from your POS transactions. The only drawback is that you won't see their local branches anywhere except if you live in Texas, so many things that you would normally do at your neighborhood bank will be done over the phone or mail with USAA.

In my experience, Bank of America Military Bank was one of the worst banks I've had. A couple of years back when I used their services, they had uncompetitive interest rates for their savings accounts, CDs, and loans. And when I closed out my account with them, it took numerous phone calls and several weeks for me to finally get my remaining balance back. Like I said, this was with Bank of America Military Bank and I don't have any experience with the regular Bank of America, so they may differ.

That's my $0.02.
Appreciate 0
      01-07-2007, 12:46 AM   #5
longtran
Moderator
longtran's Avatar
443
Rep
16,617
Posts

 
Drives: E90 M3
Join Date: Jul 2005
Location: CA

iTrader: (105)

Garage List
2006 325i  [0.00]
Quote:
Originally Posted by dme330i
Bank of America - availability practically everywhere. Best on-line banking functionality.
agreed with availability practically everywhere but not the best on-line banking functionality. theres also wells fargo bank.
Appreciate 0
      01-07-2007, 12:59 AM   #6
magamaga
-
magamaga's Avatar
10
Rep
526
Posts

 
Drives: BMW 325i
Join Date: May 2005
Location: Houston, Texas

iTrader: (0)

Garage List
2006 325i  [0.00]
USAA is the best in the US. At the end of the year I always get a check from them for about 50-60 dollars because they distribute extra earnings among all the members. No other bank will do that.
Additionally, if I need to deposit a check into my account, all I do is scan it at home and viola! it's deposited. To withdraw, ATMs are all over the place.
Customer Service at USAA is top notch.

Additionally, Pentagon Federal Credit Union, IMO is the best bank in the US to get your car loans with. Membership is tricky, but becoming a member of one of the Military family associations for 1 year ($25) gets you in and your loan approved ( if you've got the right credit score) in 1 day.
__________________
325i Sparkling Graphite/Navigation/Steptronic/HeatedSeats/ DRL Angel Eyes/Metal Pedals/Tail Pipe Tips/Rear BMW Spoiler/BMWAlarm/LoJack/BlackLineTailLights/Hardwired BeltronicsProfessionalRX65RadarDetector/Rear FogLights/Debadged/LUX 5.0/ACS Roof Spoiler
Appreciate 0
      01-07-2007, 02:10 AM   #7
SES_D
pewpew
SES_D's Avatar
United_States
267
Rep
21,119
Posts

 
Drives: LTMW
Join Date: Aug 2006
Location: SF, Bay Area

iTrader: (26)

Quote:
Originally Posted by longtran
agreed with availability practically everywhere but not the best on-line banking functionality. theres also wells fargo bank.
Wells Fargo isn't nationwide though...I know the East Coast doesn't have Wells Fargo.
__________________
LTMotorWerks | EuroProjektz
Appreciate 0
      01-07-2007, 02:38 AM   #8
mava330
Colonel
mava330's Avatar
United_States
42
Rep
2,251
Posts

 
Drives: '07 M Coupe
Join Date: Dec 2005
Location: Bakersfield, CA

iTrader: (1)

Garage List
2006 BMW 330i  [0.00]
2005 Honda S2000  [0.00]
Dood here in Socal all about da wamu. Washington Mutual baby!
__________________
2007 ///M Coupe Sapphire Black / Black // Extended Nappa Leather // Premium Pckge // Heated Seats // Navigation
RETIRED
2006 330 TiAg / Black
2005 S2000 Silverstone / Red/Black
Appreciate 0
      01-07-2007, 03:15 AM   #9
Victor.L3IchibanM3
Banned
United_States
32
Rep
375
Posts

 
Drives: '06 325i,'04 RX 330,'99Corolla
Join Date: Apr 2006
Location: San Jose

iTrader: (0)

Send a message via AIM to Victor.L3IchibanM3 Send a message via Yahoo to Victor.L3IchibanM3
1.Wamu
2.Wells Fargo
3.Bank of America
Appreciate 0
      01-07-2007, 04:22 AM   #10
leeJ
Private
leeJ's Avatar
Peru
8
Rep
54
Posts

 
Drives: ...
Join Date: May 2006
Location: frisco, ca

iTrader: (0)

ING savings account = 4.5% interest rate right now but it keeps increasing every 3 months or so. no minimums, no fees
Appreciate 0
      01-07-2007, 12:40 PM   #11
bringsmewomen
Lieutenant
46
Rep
484
Posts

 
Drives: e90
Join Date: Mar 2006
Location: CA

iTrader: (0)

Quote:
Originally Posted by dme330i
Bank of America - availability practically everywhere. Best on-line banking functionality.
Everywhere in America right? not international?
Appreciate 0
      01-07-2007, 12:41 PM   #12
bringsmewomen
Lieutenant
46
Rep
484
Posts

 
Drives: e90
Join Date: Mar 2006
Location: CA

iTrader: (0)

Quote:
Originally Posted by mava330
Dood here in Socal all about da wamu. Washington Mutual baby!
Wham moo eh?
Appreciate 0
      01-07-2007, 12:44 PM   #13
bringsmewomen
Lieutenant
46
Rep
484
Posts

 
Drives: e90
Join Date: Mar 2006
Location: CA

iTrader: (0)

Quote:
Originally Posted by longtran
agreed with availability practically everywhere but not the best on-line banking functionality. theres also wells fargo bank.
Whats bad about their functionality? Hows wamu for online functionality?
Appreciate 0
      01-07-2007, 12:44 PM   #14
bringsmewomen
Lieutenant
46
Rep
484
Posts

 
Drives: e90
Join Date: Mar 2006
Location: CA

iTrader: (0)

Quote:
Originally Posted by Victor.L3IchibanM3
1.Wamu
2.Wells Fargo
3.Bank of America
Do u guys have commerce and wachovia?
Appreciate 0
      01-07-2007, 12:46 PM   #15
mava330
Colonel
mava330's Avatar
United_States
42
Rep
2,251
Posts

 
Drives: '07 M Coupe
Join Date: Dec 2005
Location: Bakersfield, CA

iTrader: (1)

Garage List
2006 BMW 330i  [0.00]
2005 Honda S2000  [0.00]
Quote:
Originally Posted by bringsmewomen
Whats bad about their functionality? Hows wamu for online functionality?
Online is RAD. Open up a FREE Checking account and a savings account at the same time online and you'll accrue 5% interest on your savings! Mins? Something like $5 in each account. You can't beat that!
__________________
2007 ///M Coupe Sapphire Black / Black // Extended Nappa Leather // Premium Pckge // Heated Seats // Navigation
RETIRED
2006 330 TiAg / Black
2005 S2000 Silverstone / Red/Black
Appreciate 0
      01-07-2007, 02:42 PM   #16
Alpine
Major
Alpine's Avatar
17
Rep
1,425
Posts

 
Drives: e90 330i
Join Date: Sep 2006
Location: Memphis, TN

iTrader: (5)

Garage List
2006 330i  [0.00]
Nobody's said anything about SunTrust. I don't know if you guys have it on the West Coast, but here in TN it's everywhere. As a student they're basically everything I need from a bank, meaning free everything and some sort of account 'forgiveness' which means they don't freak out and charge you if you spend more than you have. Good stuff.
__________________
Appreciate 0
      01-07-2007, 02:56 PM   #17
parkpo31
Enlisted Member
parkpo31's Avatar
1
Rep
46
Posts

 
Drives: 2007 Jet Black 335i Coupe
Join Date: Sep 2006
Location: Atlanta

iTrader: (0)

Wachovia has been rated tops in customer service.
Appreciate 0
      01-07-2007, 09:30 PM   #18
icewatersoda
Private First Class
5
Rep
158
Posts

 
Drives: Black on Black E90
Join Date: May 2006
Location: Sun Daygo!!!!!!!!!!!!

iTrader: (3)

Wamu is good for banking, however, dont ever go in there asking for an auto loan, the person in there wont even check ur credit and tell you "you dont look like u have money so our rates are high.. and decline you"
__________________
2006 325i Jet Black (5-21-06)

Appreciate 0
      01-08-2007, 04:53 PM   #19
RedStripe
Captain
RedStripe's Avatar
United_States
17
Rep
649
Posts

 
Drives: 2006 BMW 325i
Join Date: May 2005
Location: Texas

iTrader: (1)

Garage List
2006 BMW 325i  [0.00]
Send a message via AIM to RedStripe
Quote:
Originally Posted by leeJ
ING savings account = 4.5% interest rate right now but it keeps increasing every 3 months or so. no minimums, no fees

Citi is doing 5.0% with their e-Savings.
Appreciate 0
      01-08-2007, 05:07 PM   #20
diesel007
Not Stock
diesel007's Avatar
United_States
81
Rep
2,774
Posts

 
Drives: 325I
Join Date: Dec 2005
Location: San Diego

iTrader: (4)

Garage List
2006 325  [0.00]
Quote:
Originally Posted by icewatersoda
Wamu is good for banking, however, dont ever go in there asking for an auto loan, the person in there wont even check ur credit and tell you "you dont look like u have money so our rates are high.. and decline you"

haha NICE.

WAMU for life. If anyone needs an account, Home Loan, credit card, I am your man...and we don't do personal loans or car loans sorry Mr. Icewatersoda.
Appreciate 0
      01-08-2007, 06:54 PM   #21
infamous335i
Captain
infamous335i's Avatar
13
Rep
794
Posts

 
Drives: 2007 AW 335i
Join Date: Dec 2006
Location: Westbury, NY

iTrader: (7)

Garage List
2007 335i  [0.00]
Send a message via AIM to infamous335i
Commerce is blowing up in the tri-state area especially in and around nyc, Theyre service is great and they make it really easy when doing checking and savings transactions. Also have almost any other accounts you would need even credit cards. I would say go with them.
Appreciate 0
      01-08-2007, 06:58 PM   #22
ScBlacksunshine
YUGO is my dream car
ScBlacksunshine's Avatar
29
Rep
1,517
Posts

 
Drives: Bayerische Motoren Werke
Join Date: Mar 2006
Location: LBC

iTrader: (2)

Send a message via AIM to ScBlacksunshine
Cathay Bank
__________________
Appreciate 0
Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 05:04 PM.




m3post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST