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      07-19-2010, 06:45 AM   #67
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Hell that is more than my car payment and insurance(full coverage on 2 BMW's) a month. Rip off from hell!!!
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      07-19-2010, 01:02 PM   #68
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I don't want to sound mean but before I considered an M3, I called up my insurance company and got a quote to see if the rates were very different.
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      07-19-2010, 01:19 PM   #69
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Actually, i was paying more for my 335i before than my M3. It depends probably in the history and how much experience the driver has.

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Originally Posted by DDS335i View Post
I don't want to sound mean but before I considered an M3, I called up my insurance company and got a quote to see if the rates were very different.
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      07-19-2010, 01:25 PM   #70
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Thats crazy I pay $230 a month with All State for my M3 and wifes Tahoe full coverage with a $250 deductible and the wife has 1 accident.
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      07-19-2010, 01:33 PM   #71
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wtf is this right? I know there's different levels of coverage but I pay: $67 a month for comprehensive coverage through State Farm.

Yes $67, not a typo, not $670.

I live in DC metro area.
28 years old
2 speeding tickets in last 12 years
0 accidents.
1 windshield claim with State Farm

Last edited by mdosu; 07-19-2010 at 01:40 PM.
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      07-19-2010, 01:49 PM   #72
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wow! that's mad cheap! I hope the car does not get into an accident though. I wouldn't want to drive an M without a full coverage insurance.

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wtf is this right? I know there's different levels of coverage but I pay: $67 a month for comprehensive coverage through State Farm.

Yes $67, not a typo, not $670.

I live in DC metro area.
28 years old
2 speeding tickets in last 12 years
0 accidents.
1 windshield claim with State Farm
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      07-19-2010, 03:56 PM   #73
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Another update:

Spoke to friend of mine,- she is an insurance biller, knows it all in and out. I told her my Geico story, and she was not even surprized. She said she also had Geico, and while being insured she made ONE CLAIM. When she wanted to renew her Geico policy,- she was simply denied. Not like myself, being offered astronomical policy $1131/m which would most definitely make me go else where, but... she was denied for making a claim. I also made 2 claims with Geico while being insured. One claim I made, was Stone Chip in Windshield and the Other claim I made was for the blown front tires.

You see, - Geico wants you to pay for policy, but if you even remotely think of making claims,- they do not want you. And that is the reason I got offered $1131/m for policy.
Now we know,- Geico only works one way, like a money machine... money goes in, does not go out.

Seeing Geico gekko and cave man commercials makes me
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      07-19-2010, 06:58 PM   #74
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Quote:
Originally Posted by ilidon View Post
wow! that's mad cheap! I hope the car does not get into an accident though. I wouldn't want to drive an M without a full coverage insurance.
$100k body
$100k property
$250 deductible (non collison)
$500 deductible (collision)
$100 towing

Uninsured:
$100k body
$100k property
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      07-19-2010, 07:40 PM   #75
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Quote:
Originally Posted by mdosu View Post
$100k body
$100k property
$250 deductible (non collison)
$500 deductible (collision)
$100 towing

Uninsured:
$100k body
$100k property
mines very similar except the limits are a little higher, 350K / 500K (there's too many bentleys and rolls royces in my neighborhood I ain't taking any chances, lol) and I even have $60 per day for rental car coverage for up to 60 months a year, and I bitch about paying $112 a month...

my motorcycle with the same coverage was only $23 a month, lol...
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      07-19-2010, 08:33 PM   #76
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^so lucky, i dont think ill get my car =( paying 1000 a month is way too high, i have 2 accidents on my record, even tho only 1 way my fault, i still dont get why its so high and hard to get it
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      07-20-2010, 04:09 PM   #77
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THE LATEST UPDATE:

PROGRESSIVE QUOTE- $322/month !!!

PROGRESSIVE FTW
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      07-20-2010, 04:11 PM   #78
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Whoever suggested Progressive on this board Thank you Sir
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      07-20-2010, 04:19 PM   #79
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I have Geico for my 2011 M3 and pay $921/6months (300/100/50 - 250 deductible) . I'm 28, and live in the city of Chicago. Had all my bimmers with Geico and absolutly love their service, had State Farm before and they did not want to pay the bills after got broken into the car, would never do state farm.
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      07-20-2010, 04:30 PM   #80
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from $388 to $322! congrats!

Quote:
Originally Posted by dimabimmer View Post
THE LATEST UPDATE:

PROGRESSIVE QUOTE- $322/month !!!

PROGRESSIVE FTW
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      07-20-2010, 04:34 PM   #81
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I was going to suggest Esurance. I'm surprised to see them so high. They are dirt cheap for me, and were great to work with when my girlfriend's car was totaled last year. I was surprised that they had good claims service even though they are so cheap. Guess they aren't cheap in every state, though!
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      07-20-2010, 04:44 PM   #82
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Well... I have no reason to have high premiums on car insurance,- never had any driving infractions or violations or accidents. Credit is good etc,... Had my license since 1993... THE ONLY PROBLEM WITH GEICO and such... I made 2 (two) small claims in 2008, stone chip windshield replacement, and 2 (two) blown tires replaced,- these are the only reasons Geico is dumping me with super high premium. I also had dirt cheap premium with GEICO, that is untill I made a claim.

PROGRESSIVE proved it today,- Brooklyn rates and 6 months lapse in coverage claimed by GEICO as the reasons for very high premium is simply BS.

ENJOY YOUR LOW PREMIUMS WITH GEICO, BUT BE WARE,- IF YOU MAKE A SINGLE CLAIM, THAT WILL BE THE END OF IT.

(sure Geico will pay for your claim with lightning speed, but you will never be able to renew your policy if you ever get it interrupted... exactly what happened in my case...)
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Last edited by dimabimmer; 07-20-2010 at 04:50 PM.
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      07-20-2010, 07:27 PM   #83
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dimabimmer, your ins. rate is ridiculous for someone that's almost 40.

I just turned 29...and I'm paying around $1200/yr for my Z4M, and it's full coverage, $100,000/$300,000, and I live in So. Cal.

I doubt I'll be paying much more for my M3 this coming September.
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      07-20-2010, 07:56 PM   #84
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Dima, well, I don't know what to say; I guess congrats for finding a lower premium, but that is high man. 322/month!!!!! wow. I guess that is better than the other rate.
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      07-20-2010, 09:02 PM   #85
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$322 is high indeed but not when compared with $1131/m that Geico gave me! What clowns they are

...have to find some "defensive driving class" to get discount,- going to try to get into a $200/m range. If I could do that and more and save $100 every month,- that would be absolutely awesome!
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      07-20-2010, 09:05 PM   #86
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^^^^^

IMPOSSIBLE is NOTHING

(just have to move to Cali and get it over with )
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      07-20-2010, 09:12 PM   #87
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Yeah, pretty much all insurance companies are like that. They love you until the day you make a claim. Then you are a leper and they want no part of you going forward. Insurance companies in general are the biggest crooks on planet earth. That premium that Geico wanted you to pay is a joke.
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      07-20-2010, 09:12 PM   #88
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Crap, I have Geico and made a claim a few months ago... Gotta find a new company.
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