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      03-22-2010, 11:40 AM   #1
Cosmop
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HealthCare Vent

I’m really depressed today over last nights healthcare vote. I strongly believe this is the wrong direction for our country's financial stability and our personal freedoms. Before yesterdays new health entitlement program, our country was already headed to financial insolvency with all the Baby Boomers just starting to come online with current retirement entitlements. This just speeds up the train to a disaster that will make this current rescission pale in comparison. Besides the financial aspect, the idea of the federal government forcing young healthy individuals to buy full insurance plans to supplement the Baby Boomers should make everyone under thirty enraged. Most health young single adults only need a catastrophic coverage plan. Everything else is just wasting their hard earned cash they need to be investing in their future. The idea the IRS can now fine a person for making their own health decisions should put fear into everyone.

For full disclosure I’m a small business owner who makes over $250K a year. I have a lot personal resentment knowing the government is about to screw me in the ass. Paying more taxes in my personal income is painful but not as painful as I see it affecting my business. Because of this extra cost I’m going to be forced to cut my payroll and charge my clients more just to have the business operate at the same current level. Tell me who is that helping…no one. I make a decent amount of money but I also have a lot of expenses. Less money will be going directly into the economy and more to the health care tax money pit. It’s a heavy responsibility knowing you’re in charge of keeping your employees families financially stable. It’s going to break my heart when I have to let some of them go.

I’m sure some here are going to say I’m a selfish bastard and I need to pay my fair share. That’s fine, but if you really see what small business owners are already paying in taxes and you see what’s coming down the pike, you would wonder how any business can stay competitive let alone stay open.

just my $0.02
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      03-22-2010, 11:49 AM   #2
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Originally Posted by Cosmop View Post
Iím really depressed today over last nights healthcare vote. I strongly believe this is the wrong direction for our country's financial stability and our personal freedoms. Before yesterdays new health entitlement program, our country was already headed to financial insolvency with all the Baby Boomers just starting to come online with current retirement entitlements. This just speeds up the train to a disaster that will make this current rescission pale in comparison. Besides the financial aspect, the idea of the federal government forcing young healthy individuals to buy full insurance plans to supplement the Baby Boomers should make everyone under thirty enraged. Most health young single adults only need a catastrophic coverage plan. Everything else is just wasting their hard earned cash they need to be investing in their future. The idea the IRS can now fine a person for making their own health decisions should put fear into everyone.

For full disclosure Iím a small business owner who makes over $250K a year. I have a lot personal resentment knowing the government is about to screw me in the ass. Paying more taxes in my personal income is painful but not as painful as I see it affecting my business. Because of this extra cost Iím going to be forced to cut my payroll and charge my clients more just to have the business operate at the same current level. Tell me who is that helpingÖno one. I make a decent amount of money but I also have a lot of expenses. Less money will be going directly into the economy and more to the health care tax money pit. Itís a heavy responsibility knowing youíre in charge of keeping your employees families financially stable. Itís going to break my heart when I have to let some of them go.

Iím sure some here are going to say Iím a selfish bastard and I need to pay my fair share. Thatís fine, but if you really see what small business owners are already paying in taxes and you see whatís coming down the pike, you would wonder how any business can stay competitive let alone stay open.

just my $0.02
VERY well said...Your 2 cents "hit the nail on the head"!!!
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      03-22-2010, 11:57 AM   #3
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I have a lot personal resentment knowing the government is about to screw me in the ass.
Please stop the hysteria. You havent been screwed "in the ass" yet.

And tell us what do you propose instead? Go with GOP's grand idea of giving good old insurance companies even more power? Cigna CEO just retired with a
$110,000,000.00 retirement package for such a stellar job he was doing making Cigna's profits skyrocket, while ordinary people have to decide between the mortgage payment or hospital bill?

http://www.huffingtonpost.com/2010/0..._n_506974.html

You really think current situation was working? Or you just think that the new tax would be so large and unaffordable that it will gut your company and force you out of business?

My suggestion is to chill out and hold off on the drama, until you know all of the details
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      03-22-2010, 12:04 PM   #4
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My only comment is..."Hope and pray you do not get sick." There are not enough doctors and nurses now to provide coverage for the truly ill people who need medical care. One thing I do know is that once all the dust settles, the "person/people" who will suffer and wish this nightmare never happened is the "patient."
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      03-22-2010, 12:12 PM   #5
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My problem is with some people screaming and complaining about how we are becoming socialistic, how the people who are working are paying for the lazy, etc.

Even with this bill, we are not even close to becoming socialistic( unless mandating us to pay private companies who profit off of our health is socialism). What about the people who truly need something like this? Who work hard, but still can't afford health insurance? Why do these people ignore those who use the system for what it was designed for? But, they can only focus on the people who will abuse it and screw the rest over.
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      03-22-2010, 12:13 PM   #6
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Originally Posted by Luvmybmw View Post
There are not enough doctors and nurses now to provide coverage for the truly ill people who need medical care.
Great, maybe the government would create more educational programs for people who want to go into medical field. My ex-gf has been on a waiting list for 5 years, waiting to get into Radiology program. She is till waiting....

On the flip side, I *used* to go to a doctor who works 2 days a week. Monday and Thursday.. 9am till 2pm, and to get a re-fill on my prescription it took me about a month after i ran out, because he would require me to do an office visit just so I could get a prescription and so he could bill my HMO.

(Hardly) working 2 days a week, he drives a nice and shiny AMG G500.
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      03-22-2010, 12:14 PM   #7
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wait and see approach
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      03-22-2010, 12:15 PM   #8
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I think this thread needs to be towed to the politics section to make room for something that I can actually benefit from reading.
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      03-22-2010, 12:18 PM   #9
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I think this thread needs to be towed to the politics section to make room for something that I can actually benefit from reading.
I would agree
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      03-22-2010, 12:21 PM   #10
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Quote:
Originally Posted by Luvmybmw View Post
My only comment is..."Hope and pray you do not get sick." There are not enough doctors and nurses now to provide coverage for the truly ill people who need medical care. One thing I do know is that once all the dust settles, the "person/people" who will suffer and wish this nightmare never happened is the "patient."
I know tons of nurses straight outta school that cant find a job. There are some likes and dislikes about this bill. Ask someone in the know and youll get the real answer and youll find down the road youll be paying less on your premiums. I didnt see the stock market plummet, did anyone else? good thing the people on wall street understand.
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      03-22-2010, 12:25 PM   #11
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I know tons of nurses straight outta school that cant find a job. There are some likes and dislikes about this bill. Ask someone in the know and youll get the real answer and youll find down the road youll be paying less on your premiums. I didnt see the stock market plummet, did anyone else? good thing the people on wall street understand.
*snaps* *snaps*

That's some crazy poetry there.
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      03-22-2010, 12:28 PM   #12
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not to mention that tax on your 250 large ones are only from investment income if I am not mistaken. I dunno what you do, and losing almost 10 grand blows, but hopefully you wont be losing it and you didnt read that part
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      03-22-2010, 01:17 PM   #13
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Quote:
Originally Posted by Feyd View Post
I think this thread needs to be towed to the politics section to make room for something that I can actually benefit from reading.
Your new to OT aren't you?



Quote:
I didnt see the stock market plummet, did anyone else?
Actually most HC stocks are up. All I can tell you is get to buying now..
HC bill or not, stocks in health companies will only spiral up over the next few years.
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      03-22-2010, 01:24 PM   #14
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For one of our businesses, this health care bill will benefit us as we have a lot of patients who end up not paying us in full, or at all.

And we have insurance companies who might take forever to pay...
and then we have medi-cal that may not always pay, or medi-care.. because of a missing DX or something similar

so this way, we will actually get paid...

but my principles make me dislike this bill
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      03-22-2010, 01:36 PM   #15
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I think this thread needs to be towed to the politics section to make room for something that I can actually benefit from reading.
Already one there. This one is actually more civilized, though.

I've read several reports (and it makes sense) that this bill will boost jobs in the medical field. It remains to be seen if it will hurt jobs elsewhere.

I don't mind the basic premise behind HC reform. We needed it. But this bill a) has too much pork and special interest goodies, and b) doesn't do anything towards limiting abuse of the HC system by those who don't really need care or could ease the burden on the system by taking better care of themselves and their families.

As I posted in the other thread, a recent report here in IL shows that in 2008 fully 50% of births in this state were paid for by Medicaid. Too many people having kids they can't afford. That type of thing needs to change.
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      03-22-2010, 01:47 PM   #16
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Quote:
Originally Posted by solefald View Post
Great, maybe the government would create more educational programs for people who want to go into medical field. My ex-gf has been on a waiting list for 5 years, waiting to get into Radiology program. She is till waiting....

On the flip side, I *used* to go to a doctor who works 2 days a week. Monday and Thursday.. 9am till 2pm, and to get a re-fill on my prescription it took me about a month after i ran out, because he would require me to do an office visit just so I could get a prescription and so he could bill my HMO.

(Hardly) working 2 days a week, he drives a nice and shiny AMG G500.
How did this affect you?
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      03-22-2010, 01:59 PM   #17
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Interesting reading from a 'conservative' no less.

http://www.cnn.com/2010/OPINION/03/2...ex.html?hpt=T2

Editor's note: David Frum writes a weekly column for CNN.com. A resident fellow at the American Enterprise Institute, he was special assistant to President Bush in 2001-2. He is the author of six books, including "Comeback: Conservatism That Can Win Again" and the editor of FrumForum.
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      03-22-2010, 02:14 PM   #18
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How did this affect you?
The "(Hardly) Working" part affected me greatly.

Lots of patients and the office is only open 2 days a week (6 hours days, minus the lunch break), which made getting an appointment a complete nightmare and me having to shuffle my other priorities around. Every time.

He insisted on me visiting the office to get a refill. I did not even see the doctor himself. Just came in to have my blood pressure and temperature taken by the nurse. This is nothing but a scam to clock in an office visit and bill my insurance for it. Plus $20 co-pay that i had to pay out of my own pocket.

As far is how him driving G500 affected me? I guess not directly, but insurance coverage has yearly limits, and his desire to make money, without actually doing much, resulted in a lot of unnecessary charges to my insurance plan, which I still have to pay for on monthly basis. I do not want to get a letter few months down the road, which tells me that I am over my coverage because of this fool.
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      03-22-2010, 02:18 PM   #19
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Editor's note: David Frum writes a weekly column for CNN.com. A resident fellow at the American Enterprise Institute, he was special assistant to President Bush in 2001-2. He is the author of six books, including "Comeback: Conservatism That Can Win Again" and the editor of FrumForum.
David Frum is a Canadian citizen, covered by so-called "socialist healthcare", which he regularly uses, so he really has no room to shine his conservatism on this topic.
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      03-22-2010, 03:20 PM   #20
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I see your point, kinda. And while I am certainly not a conservative by any means, neither am I a liberal. I feel that the bill that passed over-reached somewhat. I think the GOP has every reason to try to implement some revisions.

Sounds like he actually has dual citizenship as of 2007 - http://en.wikipedia.org/wiki/David_Frum#Background
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      03-22-2010, 03:31 PM   #21
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Over reached how?
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      03-22-2010, 03:48 PM   #22
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Originally Posted by Cosmop View Post
Besides the financial aspect, the idea of the federal government forcing young healthy individuals to buy full insurance plans to supplement the Baby Boomers should make everyone under thirty enraged.
Anyone who doesn't want health insurance is foolish. Your only young and healthy until the minute something bad happens. Then its too late.

I guess the idea of car & home insurance is a waste as well. But I bet you have more than the minimum coverage

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For full disclosure I’m a small business owner who makes over $250K a year. I have a lot personal resentment knowing the government is about to screw me in the ass. Paying more taxes in my personal income is painful but not as painful as I see it affecting my business. Because of this extra cost I’m going to be forced to cut my payroll and charge my clients more just to have the business operate at the same current level.
Again, this shows me you are scared for no reason. The bill specifically exempts small businesses with less than 50 workers from having health insurance for their workers. But with all the tax breaks you can get, you might do it.

Read the bill before you commit suicide.

For example, while there is a fine for people who don't buy health insurance, there is a provision in the bill that says the IRS can't force any leans against you. It's basically a fake threat. Besides the government is going to subsidize the hell out of it that the only people who couldn't afford are already under the poverty line and probably have medicaid

Last edited by TMNT; 03-22-2010 at 04:00 PM.
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